[179] Thus, as we learn from an authentic account, in Bristol the old Savings Banks lost 700 and the Post Office Banks gained 2000 depositors; in Dublin the same relative proportions were 400 loss and 1,400 gain; in the county of Kent there was a loss on the one hand of 3,500, and a gain on the other of 9,300 depositors; in Middlesex, the old banks lost 12,000, and the Post Office Banks gained 42,000 depositors. [180] _Report on the Post Office_, 1864. [181] _Report on the Post Office_, 1864, p. 13. [182] This Transfer was settled in November, 1863. The trustees and managers at a special meeting deliberated whether or not to carry on the Bank "under the increased responsibility imposed on trustee by the 11th clause of the Consolidation Act (1863), or to empower the managers to transfer the deposits to the Post Office Savings Banks." They resolved by a majority of two to take the latter step, and the transfer was made immediately afterwards. [183] Since this Return was completed, the trustees of two other banks have given notice to close. The one, a small bank at Castle Wellan, in Ireland, and the other, the Leighton Buzzard Savings Bank, make, with the Huntingdon Bank, a total of ninety-eight transfers. [184] The Huntingdon Savings Bank has given notice to close. The capital of the Hunts Saving Bank amounts to £60,000. [185] The fullest information on these matters may be gathered, in cases where the reader is not thoroughly familiar with them, from many sources. In addition to the Act, and the Regulations for the Post Office Banks, three little manuals may be specially mentioned to which reference may profitably be made. (1) _Handy Book on Post Office Savings Banks._ London: Stevenson, 1861. (2) _Post Office Savings Banks: a few Plain Words concerning them._ London: Faithfull and Co. (3) _My Account with Her Majesty._ Reprinted from _All Year Round_ and the _British Workman_. [186] The well-known Form itself which in one piece of paper gives the acknowledgment, and folded, leaves room for the address, was designed and registered by Mr. Walshe, of the Post Office. [187] Acknowledgments are received in most parts of England by return of post, or within thirty-six hours; in some parts of Cornwall and Wales two days, and in some parts of Ireland and Scotland three days, are required. [188] The departmental arrangements for these cases, technically spoken of as "cross entries," need not be further explained. [189] The depositor's book must, of course, be invariably presented in every transaction, and when the depositor has obtained repayment of all his balance the book must be given up in order that the account may be closed.