"Then somebody must run over and tell them that we are not coming," interrupted May. "Do let Bella take the message, mother, in case I should look as if I knew something. Poor Mr. Carey! he was always so kind to us. I am so sorry; but the bank has not anything to do with us; father is not the banker, he is just a doctor like grandfather," ended May composedly. "O May, you are a baby, though you read the Greek Testament and have something to say to Tacitus in the original," exclaimed Annie indignantly. "Your father has shares in the bank, my dear," explained her mother with patient reiteration. "He bought them with his savings, and he will get nothing for them. Nobody will buy them from him again, they will be no better than waste paper. But that is not the worst. The shares make him responsible for the bank's debts--I am sure I cannot tell you how far; he told me, I daresay, but I was so grieved for him and for all of you, and so confused, I could not take it in. But he says that what he will have to pay up will be as much as he can do, with a hard fight, for the rest of his days." "I am so sorry for father," murmured May in an awed tone, but with a little of a parrot note, just as she had pitied Mr. Carey, who was only an old acquaintance and the father of her friends. The fact was that the young girl, brought away suddenly from her girlish interests and her whole past experience, and plunged into the cares of older people, was thoroughly staggered and bewildered, in spite of a small head which was capable of construing Latin and conjugating Greek. There was a moment's pause. "Will it make a great difference to father and the rest of us?" asked Rose, in spite of her quickness, and in spite of what her mother had said. "Certainly," Annie took it upon her to answer, with a mixture of fire and conviction, "we'll all have to earn our living." "Oh, don't make such sweeping statements, Annie, frightening your sisters," said their mother reproachfully; and unquestionably May looked scared, and dropped her gloves without noticing it. "You must do what you can to help your poor dear father, and I am sure you'll do that willingly, but so long as he is spared to work for all of us----" She stopped short, unable to say any more. Then her daughters closed round her, from the youngest to the eldest, and told her in concert that she was not to be concerned for them. They were ready for the occasion and equal to it, and they would not mind in the very least.