At two the pair went out for a walk. If it happened to be a Thursday--as it was to-day--they repaired to a large bank in Finchley Road, where the notes and gold which had come out of the morning's envelopes were handed over to a polite cashier. Uncle Joseph was a well-known figure here. When he strode in on Thursday afternoons the cashier always sent a hurried message to the manager; and that financial Janus would emerge smiling from his temple behind the glass screens and come round to the front of the counter and shake hands with Uncle Joseph and engage him in agreeable conversation, while Philip watched the cashier licking his thumb and counting bank-notes with incredible rapidity. After entering the numbers of the notes in a big book the cashier would seize the bag containing the gold and silver--quite a number of Uncle Joseph's subscribers used to send actual coin in registered envelopes: they were of the type which does not understand postal orders and mistrusts cheques--and pour it in a jingling cascade upon the counter. Then, having counted it by playing lightning _arpeggios_ upon it with his fingers, he would sweep it up in a brass coal-shovel and fling it contemptuously into a drawer already half-full, hopelessly mixing it with other people's money from the start. To Philip, like most of us, banking was a mystery. The manager and Uncle Joseph then shook hands, and the proceedings terminated with a vote of want of confidence in the weather. After that Uncle Joseph and Philip walked to Swiss Cottage Station, where Uncle Joseph departed alone by the Underground--to another bank, in the Edgeware Road this time. Here he deposited a bundle of cheques and crossed postal orders. The majority of these were drawn to the order of the Treasurer of the International Brotherhood of Kind Young Hearts, though a fair proportion bore the names of Master T. Smith and the Reverend Aubrey Buck. Out of consideration for the manager of the bank at Hampstead, who, had he been asked to place sums of money intended for such a diversity of people to the credit of a single individual, would undoubtedly have become greatly confused,--and deeply interested,--Uncle Joseph kept a separate account at the Edgeware Road Bank for all contributions to his benefactions which did not arrive in the form of notes or cash. These he invariably endorsed, "Everard James, Secretary." The same name was inscribed upon his pass-book. It was understood in the Edgeware Road Bank that Mr. James was general director of a large philanthropic institution, and the fact that he paid in so many cheques endorsed by other people was doubtless due to the circumstance that these were minor officials of the same organization--as, indeed, they were.