I have always hated hotels, so I lost no time in looking round for lodgings suitable to my means, and was fortunate enough to obtain a couple of rooms in the house occupied by a Catholic priest, Father Jacques Bonchrétien. He was a very good fellow, and, though we did not become intimate, I could always rely on his courtesy and friendly services. Here I lived in great comfort at an expense of fifty dollars a month, and I soon found that my spare fifty made me a well-to-do man in Whittingham. Accordingly I had the _entrée_ of all the best houses, including the Golden House, and a very pleasant little society we had; occasional dances, frequent dinners, and plenty of lawn tennis and billiards prevented me feeling the tedium I had somewhat feared, and the young ladies of Whittingham did their best to solace my exile. As for business, I found the bank doing a small business, but a tolerably satisfactory one, and, if we made some bad debts, we got high interest on the good ones, so that, one way or another, I managed to send home pretty satisfactory reports, and time passed on quietly enough in spite of certain manifestations of discontent among the population. These disturbing phenomena were first brought prominently to my notice at the time when I became involved in the fortunes of the Aureataland national debt, and as all my story turns on this incident, it perhaps is a fit subject for a new chapter. CHAPTER II. A FINANCIAL EXPEDIENT. When our branch was established at Whittingham there had been an arrangement made between ourselves and the Government, by the terms of which we were to have the Government business, and to occupy, in fact, much that quasi-official position enjoyed by the Bank of England at home. As a _quid pro quo_, the bank was to lend to the Republic the sum of five hundred thousand dollars, at six per cent. The President was at the time floating a loan of one million dollars for the purpose of works at the harbor of Whittingham. This astute ruler had, it seemed, hit on the plan of instituting public works on a large scale as a corrective to popular discontent, hoping thereby not only to develop trade, but also to give employment to many persons who, if unoccupied, became centers of agitation. Such at least was the official account of his policy; whether it was the true one I saw reason to doubt later on. As regards this loan, my office was purely ministerial. The arrangements were duly made, the proper guarantees given, and in June, 1880, I had the pleasure of handing over to the President the five hundred thousand dollars. I learned from him on that occasion that, to his great gratification, the balance of the loan had been taken up. "We shall make a start at once, sir," said the President, in his usual confident but quiet way. "In two years Whittingham harbor will walk over the world. Don't be afraid about your interest. Your directors never made a better investment."