"Yes," continued the President, "owing to the recent sales of your real property in this country (sales due, I fear, to a want of confidence in my administration), you have at this moment a sum of three hundred thousand dollars in the bank safe. Now (don't interrupt me, please), the experience of a busy life teaches me that commercial reputation and probity depend on results, not on methods. Your directors have a prejudice against me and my Government. That prejudice you, with your superior opportunities for judgment, cannot share. You will serve your employers best by doing for them what they haven't the sense and courage to do for themselves. I propose that you should assume the responsibility of lending me this money. The transaction will redound to the profit of the bank. It shall also," he added slowly, "redound to your profit." I began to see my way. But there were difficulties. "What am I to tell the directors?" I asked. "You will make the usual return of investments and debts outstanding, mortgages, loans on approved security--but you know better than I do." "False returns, your Excellency means?" "They will no doubt be formally inaccurate," the President admitted. "What if they ask for proofs?" said I. "Sufficient unto the day," said the President. "You have rather surprised me, sir," I said, "but I am most anxious to oblige you, and to forward the welfare of Aureataland. There are, however, two points which occur to me. First, how am I to be insured against not getting my interest? That I must have." "Quite so," he interrupted. "And the second point I can anticipate. It is, what token of my gratitude for your timely assistance can I prevail on you to accept?" "Your Excellency's knowledge of human nature is surprising." "Kindly give me your attention, Mr. Martin, and I will try to satisfy both your very reasonable requirements. You have $300,000; those you will hand over to me, receiving in return Government six per cent. bonds for that amount, I will then hand back to you $65,000; 45,000 you will retain as security for your interest. In the event of any failure on the part of Aureataland to meet her obligations honorably, you will pay the interest on the whole 300,000 out of that sum. That secures you for more than two years against absolute failure of interest, which in reality you need not fear. Till the money is wanted you will have the use of it. The remaining 20,000 I shall beg of you to accept as your commission, or rather as a token of my esteem. Two hundred thousand absolutely--45,000 as long as Aureataland pays interest! You must admit I deal with you as one gentleman with another, Mr. Martin. In the result, your directors get their interest, I get my loan, you get your bonus. We are all benefited; no one is hurt! All this is affected at the cost of a harmless stratagem."