"As far as we _know_ there are not," he said slowly, "but one can never tell. The diamonds are of exceptional value, and it is not safe to expose ordinary folk to temptation. That small circlet means a fortune." He sighed deeply, and when I spoke to him next did not answer me. Not long afterwards our gay party dispersed, and we retired to our respective cabins. I went to mine and was quickly in bed. As a newly-arrived guest I was given a cabin on board, but several other members of the party were sleeping in tents on the shore. Vyner and Lord Ridsdale were amongst the latter number. Whether it was the narrowness of my bunk or the heat of the night, I cannot tell, but sleep I could not. Suddenly through my open window I heard voices from the shore near by. I could identify the speakers by their tones--one was my host, Lord Ridsdale, the other Ralph Vyner. Whatever formed the subject of discourse it was evidently far from amicable. However much averse I might feel to the situation, I was compelled to be an unwilling eavesdropper, for the voices rose, and I caught the following words from Vyner: "Can you lend me five thousand pounds till the winter?" "No, Vyner, I have told you so before, and the reason too. It is your own fault, and you must take the consequences." "Do you mean that to be final?" asked Vyner. "Yes." "Very well, then I shall look after myself. Thank God, I have got brains if I have not money, and I shall not let the means interfere with the end." "You can go to the devil for all I care," was the angry answer, "and, after what I know, I won't raise a finger to help you." The speakers had evidently moved further off, for the last words I could not catch. But what little I heard by no means conduced to slumber. So Vyner, for all his jovial and easy manner, was in a fix for money, and Ridsdale knew something about him scarcely to his credit! I kept thinking over this, and also recalling his words when he spoke of Lady Ridsdale's diamonds as representing a fortune. What did he mean by saying that he would not let the means interfere with the end? That brief sentence sounded very much like the outburst of a desperate man. I could not help heartily wishing that Lady Ridsdale's diamond circlet was back in London, and, just before I dropped to sleep, I made up my mind to speak to Ridsdale on the subject. Towards morning I did doze off, but I was awakened by hearing my name called, and, starting up, I saw Ridsdale standing by my side. His face looked queer and excited. "Wake up, Bell," he cried; "a terrible thing has happened." "What is it?" I asked. "My wife's bracelet is stolen." Like a flash I thought of Vyner, and then as quickly I knew that I must be careful to give no voice to hastily-formed suspicions. "I won't be a moment dressing, and then I'll join you," I said. Ridsdale nodded and left my cabin. In five minutes I was with him on deck. He then told me briefly what had happened.