"Hark to her," said the good woman. "Look here, Miss Wickham, you have reached quite the right frame of mind, and you're not a bit ignorant, my dear, not a bit, only your knowledge and my knowledge are wide apart. My dear Miss Wickham, knowledge is power, and when we join forces and put our united knowledge into the same bag, we will have huge results, huge results, my dear--yes, it is true." "Let us talk it out," I said. "Do you really mean, Miss Wickham, that you and your mother--your aristocratic mother--are seriously thinking of entering into partnership with me?" "I don't know about mother, but I know that I am leaning very much towards the idea," I said; "and I think I ought to apologise, both for my mother and myself, for the rude way in which we treated you yesterday." "I expected it, love; I was not a bit surprised," said Jane Mullins. "I thought it best to plump out the whole scheme and allow it to simmer in your minds. Of course, at first, you were not likely to be taken with it, but you were equally likely to come round. I stayed in this morning on purpose; I was almost sure you would visit me." "You were right," I said. "I see that you are a very wise woman, and I am a silly girl." "You are a very beautiful girl, Miss Wickham, and educated according to your station. Your station and mine are far apart, but having got capital and a certain amount of sense, it would be a very good partnership, if you really think we could venture upon it." "I am willing," I said suddenly. "Then, that is right; here's my hand upon it; but don't be more impulsive to-day, my dear, than you were yesterday. You must do things properly. Here are different references of mine." She walked across the room, took up a little packet, and opened it. "This is a list of tradespeople," she said; "I should like you to write to them all; they will explain to a certain extent my financial position; they will assure you that I, Jane Mullins, have been dealing with them for the things that I require for the last seven years--a seven years' reference is long enough, is it not? But if it is not quite long enough, here is the address of the dear old Rector in Shropshire who confirmed me, and in whose Sunday-school I was trained, and who knew my father, one of the best farmers in the district. "So much for my early life, but the most important reference of all is the reference of the friend, who does not choose his or her name to be mentioned, and who is helping me with capital; not helping you, Miss Wickham, mind--not you nor Mrs. Wickham--but me _myself_, with capital to the tune of seven thousand pounds. I could not do it but for that, and as the person who is lending me this money to make this great fortune happens to be a friend of Mr. Hardcastle's, I think he, Mr. Hardcastle, will let us have the house."