"Yes, Stinson, you'll do," he said, when he had laid down the last letter. "You've been a good clerk, and an apt pupil. You have feathered your nest nicely, I make no doubt, and when the house goes up, as it must, in three weeks at the outside--I think I can keep it standing till then--you will be in a good position, no one better, to start for yourself; and, with what I have taught you, to make your fortune right off. You will be able to start at once, I say, but if you take the advice of an old friend--who has not been a bad friend to you either, though I say it--you will wait on here and wind up the business. The creditors will be only too glad to have you. In fact, there is no one else who ever will unravel things. You will, and can, make your own terms with them, I doubt not; and the only favour I have to ask of you is that you will do what you can to let that boy Gerald down easy, and get him his discharge as soon as possible. It is well for him now, that he should have been so unfit for business--financial business, I mean, or rather, perhaps, our special application of the science of finance. He would have done well in some steady, old-fashioned, respectable concern, I make no doubt, for he is not a fool; but he wants enterprise, vim, go, and he has too many scruples for a rising man. His mother, good woman, has spoiled his prospects for life in this walk; but, as he will probably be independent, perhaps it is best so. There's nothing like high-souled honour to keep a man's head up in the world--when he can afford it, that is--I never could, not till after my road was chosen, at least, when it would have been too late; so broad views in economics and morals were the only ones for me, and I fancy some of my admirers will find them to have been even broader than they thought, after I have cleared out, and they find their money scattered past picking up again. But this is digression, Stinson; never mind _me_, only keep the boy's name clean. It would break his spirit and kill his mother--the truest woman alive--if any reproach fell on him. Fling everything on me, I shall have so much to carry that a trifle more or less will make no matter. And, after all, when Pikes Peak and Montana comes up to par, I shall be back again with a pocketful of money big enough to make them all keep quiet. If anybody strong enough to carry on a lawsuit for years has a colourable claim, I can settle with him out of court; and as for the small fry, I shall snap my fingers at them, and they will think me a finer fellow than ever for being able to over-ride them. They're like dogs, they reverence the man who can hide them soundly. But I talk discursively this morning. Eh, Stinson? I hope you will impress upon the lad, what, indeed, is the fact, and what the books of the firm show conclusively, and that is, that the _firm_ is solvent--almost, that is; ninety-eight cents to the dollar they show, and there would be a surplus, if the firm's funds had not been