In the year 1877 I was compelled by circumstances to visit the States. At that time, as at the present, my home was near Newcastle-upon-Tyne. My father, then recently deceased, had left, in course of settlement in America, business interests involving a considerable pecuniary investment, of which I hoped a large part might be recovered. My lawyer, for reasons which seemed to me sufficient, advised that the act of settlement should not be delegated; and I decided to leave at once for the United States. Ten days later I reached New York, where I remained for a day or two and then proceeded westward. In St. Louis I met some of the persons interested in my business. There the whole transaction took such form that a final settlement depended wholly upon the agreement between a certain man and myself; but, fortunately for the fate of this narrative, the man was not in St. Louis. He was one of those wealthy so-called "kings" which abound in America--in this case a "coal king." I was told that he possessed a really palatial residence in St. Louis--where he _did not_ dwell; and a less pretentious dwelling directly in the coal-fields, where, for the most of his time, he _did_ reside. I crossed the Mississippi River into Southern Illinois, and very soon found him. He was a plain, honest business man; we did not split hairs, and within a week I had in my pocket London exchange for something like £20,000, he had in his pocket a transfer of my interest in certain coal-fields and a certain railroad, and we were both satisfied. And now, having explained how I came to be in surroundings to me so strange, any further mention of business, or of money interests, shall not, in the course of this narrative, again appear. I had arrived at the town of Bellevue, in Southern Illinois, on a bright June morning, and housed myself in an old-fashioned, four-story brick hotel, the Loomis House, in which the proprietor, a portly, ruddy-faced, trumpet-voiced man, assigned to me an apartment--a spacious corner room, with three windows looking upon the main thoroughfare and two upon a side street, and a smaller room adjoining. [Illustration: _The_ LOOMIS HOUSE.] Here, even before the time came when I might have returned to England had I so desired, I acquired quite a home-like feeling. The first two days of my stay, as I had travelled rapidly and was somewhat wearied, I allotted to rest, and left my room for little else than the customary tri-daily visits to the _table d'hôte_.