There are, for example, in Westminster, Marylebone, Finsbury, the City, and the Tower Hamlets, districts of the metropolis, about 200 of such societies, composed chiefly of the labouring classes, comprising from 100 to 800 members each, possessing aggregate amounts of deposits of from 90_l._ to 1000_l._ each; raised in contributions of from three-halfpence to two-pence per week, and paying on the death of a member from 5_l._ to 10_l._ Besides these, there are clubs of a higher description, mostly amongst the smallest class of tradesmen, where the sums insured extend to sums as high as 200_l._, payable at the member’s death, and are understood to be chiefly devoted to the payment of the funeral expenses. The burial clubs for the labouring classes are generally got up by an undertaker and by the publican at whose house the club is held. The state of feeling addressed in the formation of these societies is denoted by the terms of the placards issued at the joint expense of the publican or of the undertaker, or rather of some mechanic or person of another trade, who gets the business done by an undertaker. These placards are frequently headed “In the midst of life we are in death;” and the addresses are in such terms as the following, which is taken from “The United Brothers’ and Sisters’ Burial Society,” held at the Old Duke William public house, Ratcliffe Highway:— “In contemplating the many vicissitudes and changes incident to all persons of every station in life, and the many anxieties that crowd about our advancing years, more particularly the labouring class, through the uncertainty of employment, by long illness, or for want of friends reduced to extreme distress, and after a long and miserable life, and in expectation of that awful change which we must one time or other undergo, without ever providing for a decent interment, it will be some alleviation to our sufferings to remember that we bring no pecuniary burthen on our commiserating friends and relations, that at least we have divested our suffering families of that anxiety respecting our mortal remains which would add another pang to their already lacerated hearts: it too frequently occurs to the sorrow of many a feeling heart, who mourns over the deplorable loss of a beloved husband, wife, or friend; to obtain this desirable object, this society offers to the public, on easy terms, advantages worthy the consideration of persons in all stations of life.” The terms of insurance are—