There are now a number of large, costly, handsome Gothic houses in Edgbaston, which will be, indeed, a goodly heritage for the ground landlord when the present leases expire--a fact that often gives rise to some serious thoughts and reflections. Many people feel very sore upon this matter, and wax strong and vehement upon what is known as the "unearned increment" question. I do not propose to lash this horse, which is every now and then trotted out and properly thrashed by reforming economists and others. "Unearned increment" is one of those accidental incidents of life which can hardly be controlled or reckoned with. Why should some men be sound and healthy and six feet high, and others weak and feeble and only four feet ten? Most unequal and unjust! If I have a field, and a town grows up to it of its own accord, and somebody offers me four times as much as I gave for it, I hardly see why I should be reckoned a thief and a robber if I pocket the proffered cash. To take another illustration. I may have on my house-walls a picture for which I gave twenty pounds. The artist has "gone up" since I made my purchase, and I am now offered a hundred and twenty pounds for my painting. "Unearned increment!" But away with this question! I find I am getting the whip out, although I promised not to thrash this wretched old economic hack. Only just one little parting crack of the lash. Dealing with "unearned increment" being an impracticability, perhaps it would be well for landlords who benefit immensely by the accident of circumstances to recognise the fact that they _do_ pocket a great "unearned increment," and be ungrudgingly generous in return for benefits received. If this were done the names of suburban landlords would not be received with such derision and contempt as they are sometimes now, and "unearned increment" would become all but an obsolete phrase. IX. THEN AND NOW. Great indeed are the changes that have taken place in Birmingham during the past forty or fifty years. I do not speak merely in regard to the growth, appearance, and the commercial progress of the town and city, but in respect to the life and habits of the people--especially the better class of the inhabitants. Half a century ago many of the well-to-do prosperous manufacturers were practical men--men who had worked at the bench and the lathe, and, from being workmen, had become masters. There were not so many manufactories then as now, and the leading manufacturers found themselves in the happy position of men who were "getting on" and becoming rich. Men as a rule are, perhaps, more happy when they find they are making money than when they have made it, and have nothing to do but to spend it, or to puzzle their brains as to how they shall do so. "Oh! Jem," piteously said a man I knew, to his nephew, "what am I to do with that ten thousand pounds a-lying at the bank?"