The habit of merchants leaning on a Bank credit, and considering it better than their own, with the dependence growing out of it, has enabled the latter, by common consent, to throw around it a sacredness of character that does not attach to credit in any other place or form; and instances are of daily occurrence, where men do injustice to a neighbor, to enable them to pay a note at the Bank; while the latter, to protect themselves, will sacrifice a score or two of their customers, without mercy or compunction. When men become necessitous, they are afraid to let it be known out of doors, because it will injure their credit; and they will make almost any sacrifice in private, to save such a mortification. And to this fact, designing and unprincipled men, who, in times of pressure, convert the capital of a Bank into a means of preying upon their customers, owe their security in doing it; when, if the undisguised particulars could be known, they would immediately lose their charter and their reputation. The way these things worked a few years since, in the Stork Bank and the Water Works Bank in this city, is worthy of being told by way of illustration. HUNGRY BEGGARS. The cashiers of these banks thought themselves so firmly seated in power, that nothing could move them. By way of brevity, I will call them Jack and Bob; but let no one suppose that the impudent familiarity of using these barbarous corruptions of a Christian name, was ever permitted to any but themselves. The bad times—which in business parlance, in its proper construction, means, that period of time when the mischiefs designed by one party, or arising from the follies and imprudences of the other, are in course of developement—brought crowds of anxious applicants daily to the counter of the bank. They arranged themselves in rows along the walls, or by the side of the counter, with anxious faces, each one waiting for his turn, and as each received a negative, his eye flashed with anger, or his cheek blanched with despair; and while others would march up, to prefer their own claims, in the vain hope of better success, those behind occasionally peered out from the long line in which they stood, and cursed the gravity and self-possession of the cashier, while he held a long parley with his customer; and the last in the line sometimes betrayed, by the uneasiness of his limbs, that the vulgar saying of “the d——l take the hindmost,” was uppermost in his thoughts. MONEY MADE BY FEEDING BEGGARS.