BOB. Troth Jack, you’re always awake, but I’ve gone so deeply already, that I couldn’t pay a draft to day from the Secretary at Washington, an’ if it were not for that brother of mine, with the Scotch christian name, who is busy at Washington, hang me if I think I could stand this. JACK. Mr. Cashier, excuse my departure from our usual friendly familiarity, but, depend upon it, the authorities of the country will never oppress, in their individual circumstances, those who are legitimately engaged in support of their authority. HOPES AND COMPLIMENTS. BOB. Arragh, Jack! and you’re complimentary—but the marquis cares nothing about your ragamuffin authorities. JACK. No Bobby, true, but he cares about your dividends, and that is what you are to take care of. BOB. Sure and I’ll take care of that, by the faith of me, and how much shall _we_ make, Jack, by this management? JACK. Why at least fifty thousand a piece, if nothing occurs till the excitement is over. BOB. If nothing happens, aye, and there’s the rub, Jack. I’m afraid you’ll bleed some of the patients to death. JACK. Never mind, Bob, if we see them fairly gasping, give them another dose, and take double fees before hand. We have good security for the past already. Good evening Bob. BOB. Good evening to ye Jack. Long life to ye. And when ye die, may ye have an uncommon long funeral. And as Jack departed, he muttered, “and if them ye murther are mourners, by me sowl it will be long enough.” A PROBLEM. These things may be all slander, but still, there are some who believe that a bank, which in the course of twelve months, divides ten per cent. profit to its stockholders, and accumulates a nominal surplus of twenty per cent. more, could never have done it by loaning money at seven. And it certainly is a problem in arithmetic, which requires some new devise of figures to solve. The interest of description, would be lost in sameness of character, should I attempt to describe all the ways in which the dependent borrowers are made the chief sufferers, to gratify an undue propensity of the lenders to accumulate. A DEFAULTER.