"How I lived till I became a man is neither here nor there; but when gold was discovered I lived well, for I got enough to buy a share in a cattle station, which now belongs entirely to me. In 1860, being then on the high road to fortune, I made the acquaintance of a man whom I will call Mr. Charles, and of his only child, a girl of fourteen, whom I will call Mary. I was taken with Mr. Charles, and I was taken in by him as well, for he disappeared from the colony a couple of years afterwards, in my debt to the tune of a thousand pounds. He had the grace to write to me from London, saying he would pay me some day; and there the matter rested for seven years more, which brings me to two years ago. "At that time I had occasion to visit England on business; and in London I hunted up my debtor, and we renewed our acquaintance. Mary was then a young woman of twenty-one; and had it not been for her, it is more than likely I might have made things unpleasant for her father, who was leading the disreputable life of a gambler on racecourses, and in clubs of a low character. "Dr. Spenlove, you must have gathered from the insight I have given you into my character that I am not a man of sentiment, and you will probably consider it all the more strange that I should have entertained feelings towards Mary which caused me to consider whether she would not make me a creditable wife. Of these feelings I prefer not to speak in a warmer strain, but shall leave you to place your own construction upon them. While I was debating with myself as to the course I should pursue, the matter was decided for me by the death of Mr. Charles. He died in disgrace and poverty, and Mary was left friendless and homeless. "I stepped in to her rescue, and I made a proposal of marriage to her. At the same time, I told her that I thought it advisable, for her sake and mine, that a little time should elapse before this proposal was carried into effect. I suggested that our marriage should take place in two years; meanwhile, I would return to Australia, to build a suitable house and to prepare a home for her, and she would remain in England to fit herself for her new sphere of duties. She accepted me, and I arranged with a lady of refinement to receive her. To this lady both she and I were utter strangers, and it was settled between Mary and myself that she should enter her temporary home under an assumed name. It was my proposal that this pardonable deceit should be practised; no person was wronged by it, and it would assist towards Mary's complete severance from old associations. Our future was in our own hands, and concerned nobody but ourselves.