* * * * * Two other Cleveland organizations should be mentioned. Troop A of the Ohio National Guard is known as one of the most capable bodies of militia in the entire country. It has been in existence for some forty years, and its membership has always been recruited from among the older and wealthier families of the city. The fame of Troop A has reached beyond Ohio, for under its popular title, "The Black Horse Troop," it has gone three times to Washington to act as escort to Presidents of the United States at the time of their inauguration. Cleveland is, furthermore, the headquarters for trotting racing. The Cleveland Gentlemen's Driving Club is an old and exceedingly active body, and its president, Mr. Harry K. Devereux, is also president of the National Trotting Association. * * * * * A curious and characteristic thing which we encountered in no other city is the Three-Cent Cult--a legacy left to the city by the late Tom Johnson. Cleveland's street railway system is controlled by the city and the fare is not five cents, but three. But that is not all. A municipal lighting plant is, or soon will be, in operation, with charges of from one to three cents per kilowatt hour. Also the city has gone into the dance-hall business. There, too, the usual rate is cut: fifteen cents will buy five dances in the municipal dance halls, instead of three. No one will attempt to dispute that dancing, to-day, takes precedence over the mere matter of eating, yet it is worth mentioning that the Three-Cent Cult has even found its way into the lunch room. Sandwiches may be purchased in Cleveland for three cents which are not any worse than five-cent sandwiches in other cities. Perhaps the finest thing about the Three-Cent Cult is the fact that it runs counter to one of the most pronounced and pitiable traits of our race: wastefulness. Sometimes it seems that, as a people, we take less pride in what we save than in what we throw away. We have a "There's more where that came from!" attitude of mind. A man with thousands a year says: "Hell! What's a hundred?" and a man with hundreds imitates him on a smaller scale. The humble fraction of a nickel is despised. All honor, then, to Cleveland--the city which teaches her people that two cents is worth saving, and then helps them to save it. Two points, in this connection, are interesting: One, that Cleveland has been trying to induce the Treasury Department to resume the coinage of a three-cent piece; another, that the percentage of depositors in savings banks in Cleveland, in proportion to the population, is higher than in most other cities. And, by the way, the savings banks pay 4 per cent. * * * * *