"I have no doubt of it. He is a Fifth Avenue millionaire, and he is able to cultivate any taste he may acquire. Mr. Belgrave is one of our most useful speakers, for he studies his subjects very faithfully. He is a devoted student, speaks French fluently, and gets along very well with Spanish. This voyage is a college course for him." "Do your ladies take an interest in these lectures, Captain Ringgold?" "All of them, though I have assigned a subject to only one of them. They all manifest their interest by asking questions. Like myself, Mrs. Belgrave and Mrs. Blossom are Methodists, while the Woolridge family are Episcopalians, though none of us are bigoted. The sisters of my church are very favorable to religious topics, such as were suggested on the Nile; and when we were near the land of Goshen and the Sinai peninsula Mrs. Belgrave spoke to us in this connection. Mrs. Blossom is one of the "salt of the earth," a very good woman, very religious, and her studies have been confined to the Bible and her denominational newspapers. Her education was neglected, and she is rather tonguey, so that she asks curious questions; but we all esteem her very highly, though her American peculiarities may seem very odd to you." "I have known similar people in England, and your description of her leads me to respect the lady," replied the titled gentleman, who appeared to be very democratic so far as homely merit was concerned. Dr. Hawkes had taken his professional brother in charge, and Louis, Sir Modava, as the commander had Lord Tremlyn, and they were showing them over the ship. We need not follow them or repeat their explanations; but they finally reached the promenade deck, where all the officers were presented to the guests of the steamer. At Conference Hall the three couples met, and the lectures were again commented upon; for this subject was uppermost in the mind of the commander. "Do you have a lecture to-day, Captain Ringgold?" asked his lordship. "No, sir; this is Sunday, and we keep the Sabbath in a reasonable manner, and the conference is usually omitted on this day, though when the subject is appropriate for the day the lecture is given. The professor is a Roman Catholic; but we have not had the slightest friction in regard to any man's creed. The owner and voyager in our consort, the white ship abreast of us, whose boat picked up five men of your ship's company, is a Mohammedan, though the captain and his wife are Congregationalists. We have a religious service on board at eleven o'clock, to which your party are invited, though no umbrage will be taken if you prefer to absent yourselves." "I shall certainly attend," replied his lordship; and his companions said the same. "Have you a chaplain?" "We have not, and I am obliged to act in that capacity for the want of a better," replied the captain. "We Methodists are all trained to 'speak in meeting,' whether we have the gift or not."