I do not know exactly what allowance your father has been able to give you, but whatever it may be, I trust that you are resolutely determined to keep within it. This will, of course, require a good deal of care and attention. Many young men, when, upon going to the University, they find in their pockets a much larger sum than they ever possessed before, fancy themselves rich, and at liberty to allow themselves various unnecessary indulgences. The consequence is, that they become entangled in debts, from which they can never extricate themselves during their continuance at Oxford. Be on your guard against getting thus hampered. Take it for granted, that the regular and necessary claims upon your finances will leave but little over for the indulgence of pleasure or fancy. The expenses of an University education are often most unfairly exaggerated by writers and speakers, who are fond of running down all old institutions. These carpers affect to set down to the score of the University all the money that is spent by the young men who reside in it. They seem to forget that, wherever a young man may be, he must eat and drink, and must purchase clothes suitable to his station in society. I was myself, as you probably know, at Christ Church, where I took my degree, and afterwards became a Fellow of Oriel. At Oriel, (which may probably be taken as a fair average of the rest of the University,) the _necessary_ annual expenses of a commoner are from 70l. to 80l., or thereabouts[101:1]. This includes room-rent, batels, (that is, breakfast, dinner, &c. _exclusive_ of tea and sugar), tuition, University and College dues, coals, letters, washing, servants. The University dues are less than 1l. per annum. There are, perhaps, few places in England, where a gentleman can be comfortably lodged and boarded at a much cheaper rate. Still there will always be many incidental expenses, and you must put in practice a pretty severe economy in order to meet them. In the manner in which you spend your money, as in every thing else, accustom yourself to a certain degree of self-denial. Do not buy any thing merely because it hits your fancy, and you think you should _like to have it_, but consider whether you cannot easily _do without it_. Be as liberal as you can reasonably afford to be in assisting others, especially the poor, but spend as little as you can help upon yourself. Above all, never buy, or order, any thing which you are unable to pay for.