They may call us the “_Quaker City_,” or the “_worst paved city_,” or the “_slow city_,” or the “city of rows of houses exactly alike;” but these houses are the homes of separate families, and in a very large degree are occupied by their owners, and you cannot say as much of any other city in the world. Although there are doubtless many instances in the oldest part of the city, and among the improvident poor, where more than one family will be found in the same house, yet these are the exceptions and not the rule; and so far as I know there is not one “tenement house” in this great city that was built for the purpose of accommodating several families at the same time. I need not point you to New York and Boston, where the great apartment houses, with their twelve and fourteen stories of flats for rich and well-to-do people prevail, utterly destroying that most cherished domestic life of which we have been so proud, and introducing the life of European cities, with its demoralizing associations and results; nor shall I describe the awful tenement houses in those two cities, where the poor are crowded like animals in a cattle-train, suffering as the poor dumb creatures do, for want of air, and water, and space, and everything else that makes life desirable. Of all cities on the face of the earth, Philadelphia is the most desirable for the young man who must make his own way in the world.... And having shown you how favorable are the conditions which are about you, the next point is, What will you do when you set out for yourselves? All of you are _expecting_ when you leave school to be employed by somebody, or engaged in some business. And I suppose you may be looking to me to give you some hints how to take care of yourselves, or how to behave in such relations. I will try to do so plainly and faithfully. I cannot absolutely promise you success. Indeed, it would be necessary first to define the word. And there are several definitions that might be given. One of the shortest and best would be in these words, “A life well spent.” That’s success. And this definition shall be my model. Work hard, then, at your lessons. Let your ambition be, not to get through quickly, not to go over much ground in text-books, but to master thoroughly everything before you. If you knew how little thorough instruction there is, you would thank me for this. There are so many half-educated people from schools and colleges that one cannot help believing that the terms of graduation are very easy. There have been, and are now, graduates of colleges who cannot add up a long column of figures correctly, nor do an example in simple proportion, nor write a letter of four pages of note paper without mistakes of grammar and spelling and punctuation, to say nothing of perspicuity and unity and general good taste.