"I was asked to be one of the pallbearers. Once we were--very close. It's because of that that I come to you now. Never before in my life have I ever had to come to any one as I've come to you now, Mr. Mather--come to a stranger. But as you grow older your friends die or move away or some misunderstanding separates you. And your children die unless you're fortunate enough to go first--and pretty soon you get to be alone, so that you don't have any friends at all. You're isolated." He smiled faintly. His hands were trembling violently now. "Once upon a time almost forty years ago your father came to me and asked me for a thousand dollars. I was a few years older than he was, and though I knew him only slightly, I had a high opinion of him. That was a lot of money in those days, and he had no security--he had nothing but a plan in his head--but I liked the way he had of looking out of his eyes--you'll pardon me if I say you look not unlike him--so I gave it to him without security." Mr. Lacy paused. "Without security," he repeated. "I could afford it then. I didn't lose by it. He paid it back with interest at six per cent before the year was up." Mather was looking down at his blotter, tapping out a series of triangles with his pencil. He knew what was coming now, and his muscles physically tightened as he mustered his forces for the refusal he would have to make. "I'm now an old man, Mr. Mather," the cracked voice went on. "I've made a failure--I _am_ a failure--only we needn't go into that now. I have a daughter, an unmarried daughter who lives with me. She does stenographic work and has been very kind to me. We live together, you know, on Selby Avenue--we have an apartment, quite a nice apartment." The old man sighed quaveringly. He was trying--and at the same time was afraid--to get to his request. It was insurance, it seemed. He had a ten-thousand-dollar policy, he had borrowed on it up to the limit, and he stood to lose the whole amount unless he could raise four hundred and fifty dollars. He and his daughter had about seventy-five dollars between them. They had no friends--he had explained that--and they had found it impossible to raise the money.... Mather could stand the miserable story no longer. He could not spare the money, but he could at least relieve the old man of the blistered agony of asking for it. "I'm sorry, Mr. Lacy," he interrupted as gently as possible, "but I can't lend you that money." "No?" The old man looked at him with faded, blinking eyes that were beyond all shock, almost, it seemed, beyond any human emotion except ceaseless care. The only change in his expression was that his mouth dropped slowly ajar. Mather fixed his eyes determinately upon his blotter. "We're going to have a baby in a few months, and I've been saving for that. It wouldn't be fair to my wife to take anything from her--or the child--right now."