CORNER OF “PIONEER PRESS” BUILDING 193 BANK OF MINNESOTA, ST. PAUL 195 TOP OF NEW YORK LIFE INSURANCE BUILDING, ST. PAUL 196 ENTRANCE TO NEW YORK LIFE INSURANCE BUILDING, ST. PAUL 198 NEW YORK LIFE INSURANCE BUILDING, MINNEAPOLIS 200 VESTIBULE OF NEW YORK LIFE INSURANCE BUILDING, MINNEAPOLIS 201 DWELLING IN MINNEAPOLIS 202 DWELLING IN ST. PAUL 203 PORTE-COCHÈRE, ST. PAUL 204 PORCH IN ST. PAUL 205 FROM A DWELLING IN ST. PAUL 206 DWELLINGS IN ST. PAUL 207 PORCH IN ST. PAUL 209 [Illustration]_THE POINT OF VIEW_ The connection between the papers here collected, in addition to their common subject-matter, is their common point of view. Of this I do not know that I can make a clearer or briefer statement than I made in a speech delivered, in response to the toast of “Architecture,” at the fifth annual banquet of the National Association of Builders, given February 12, 1891, at the Lenox Lyceum, in New York. Accordingly I reprint here the report of my remarks: