These contrasts are wayward and accidental. The hand of chance has been merciful, that is all; and if you would fully understand New York's self-conscious love of incongruity it is elsewhere that you must look. Walk along the Riverside Drive, framed by nature to be, what an enthusiast has called it, "the finest residential avenue in the world." Turn your back to the houses, and contemplate the noble beauty of the Hudson River. Look from the terrace of Claremont upon the sunlit scene, and ask yourself whether Paris herself offers a gayer prospect. And then face the "high-class residences," and humble your heart. Nowhere else will you get a clearer vision of the inappropriateness which is the most devoutly worshipped of New York's idols. The human mind cannot imagine anything less like "residences" than these vast blocks of vulgarity. The styles of all ages and all countries have been recklessly imitated. The homes of the millionaires are disguised as churches, as mosques, as medieval castles. Here you may find a stronghold of feudalism cheek by jowl with the quiet mansion of a colonial gentleman. There Touraine jostles Constantinople; and the climax is reached by Mr Schwab, who has decreed for himself a lofty pleasure-dome, which is said to resemble Chambord, and which takes its place in a long line of villas, without so much as a turnip-field to give it an air of seclusion or security. In this vainglorious craving for discomfort there is a kind of naivete which is not without its pathos. One proud lady, whose husband, in the words of a dithyrambic guide-book, "made a fortune from a patent glove-hook," boasts that her mansion has a glass-room on the second floor. Another vain householder deems it sufficient to proclaim that he spent two million dollars upon the villa which shelters him from the storm. In brief, there is scarcely a single palace on the Riverside which may not be described as an antic of wealth, and one wonders what sort of a life is lived within these gloomy walls. Do the inhabitants dress their parts with conscientious gravity, and sit down to dine with the trappings of costume and furniture which belong to their houses? Suppose they did, and, suppose in obedience to a signal they precipitated themselves upon the highway, there would be such a masquerade of fancy dress as the world has never seen. The Riverside Drive, then, is a sermon in stones, whose text is the uselessness of uncultured dollars. If we judged New York by this orgie of tasteless extravagance, we might condemn it for a parvenu among cities, careless of millions and sparing of discretion. We may not thus judge it New York, if it be a parvenu, is often a parvenu of taste, and has given many a proof of intelligence and refinement. The home of great luxury, it does not always, as on the Riverside, mistake display for beauty. There are houses in the neighbourhood of Fifth Avenue which are perfect in reticence and suitability. The clubs of New York are a splendid