My abode in the city of Buffalo extended over the greater part of a year, and during this period I had frequent opportunities of witnessing that tendency to overreach that has, perhaps, with some justice, been called a disposition in the generality of Americans to defraud. I do not mean to stygmatize any particular class of men in this imputation, but I must record my decided conviction, arising from transactions with them, that business with the mass of citizens there is not that upright system that obtains with such successful results in the mother country, amongst those engaged in commercial relations. Perhaps it would be but fair to make some excuse for men of this class, in a country whose heterogeneous population, and consequent exposure to competition, renders it a struggle to obtain a livelihood. It is notorious that thousands of men in America are obliged, as it were, to succumb to this influence or become paupers, and are thus driven out of the paths of strict rectitude and honesty of purpose, and compelled to resort to all sorts of chicanery to enable them to make two ends meet. In no instance is this more observable than in the "selling" propensities of the Americans. "For sale" seems to be the national motto, and would form an admirable addendum to the inscription displayed on the coins, "_E pluribus unum_." Everything a man possesses is voluntarily subjected to the law of interchange. The farmer, the land speculator, and the keeper of the meanest grocery or barber's stall, are alike open to "a trade," that is, an exchange of commodities, in the hope or prospect of some profit, honestly or dishonestly, being attached to the transaction. This induces a loose, gambling propensity, which, indulged in to excess, often leads to ruin and involvement, and, if absolute beggary is deferred, causes numerous victims to be perpetually floundering in debt, difficulty, and disgrace. CHAPTER III. "Then blame mo not that I should seek, although I know not thee, To waken in thy heart its chords of holiest sympathy, It is for woman's bleeding heart, for woman's humbled form, O'er which the reeking lash is swung, with life's red current warm." E M CHANDLER