The several chapters of this book are the results of particular thoughts occasioned by conversing with the public affairs during the present war with France. The losses and casualties which attend all trading nations in the world, when involved in so cruel a war as this, have reached us all, and I am none of the least sufferers; if this has put me, as well as others, on inventions and projects, so much the subject of this book, it is no more than a proof of the reason I give for the general projecting humour of the nation. One unhappiness I lie under in the following book, viz.: That having kept the greatest part of it by me for near five years, several of the thoughts seem to be hit by other hands, and some by the public, which turns the tables upon me, as if I had borrowed from them. As particularly that of the seamen, which you know well I had contrived long before the Act for registering seamen was proposed. And that of educating women, which I think myself bound to declare, was formed long before the book called “Advice to the Ladies” was made public; and yet I do not write this to magnify my own invention, but to acquit myself from grafting on other people’s thoughts. If I have trespassed upon any person in the world, it is upon yourself, from whom I had some of the notions about county banks, and factories for goods, in the chapter of banks; and yet I do not think that my proposal for the women or the seamen clashes at all, either with that book, or the public method of registering seamen. I have been told since this was done that my proposal for a commission of inquiries into bankrupt estates is borrowed from the Dutch; if there is anything like it among the Dutch, it is more than ever I knew, or know yet; but if so, I hope it is no objection against our having the same here, especially if it be true that it would be so publicly beneficial as is expressed. What is said of friendly societies, I think no man will dispute with me, since one has met with so much success already in the practice of it. I mean the Friendly Society for Widows, of which you have been pleased to be a governor. Friendly societies are very extensive, and, as I have hinted, might be carried on to many particulars. I have omitted one which was mentioned in discourse with yourself, where a hundred tradesmen, all of several trades, agree together to buy whatever they want of one another, and nowhere else, prices and payments to be settled among themselves; whereby every man is sure to have ninety-nine customers, and can never want a trade; and I could have filled up the book with instances of like nature, but I never designed to fire the reader with particulars. The proposal of the pension office you will soon see offered to the public as an attempt for the relief of the poor; which, if it meets with encouragement, will every way answer all the great things I have said of it.