The following is the report of the inspector, which, though rather involved, affords a graphic account of the circumstances, and I think I cannot do better than give it in his words. He says, "About two o'clock in the morning, when crossing a small bridge near the river Towy, about six miles from Caermarthen, on the London road between Caermarthen and Llandilo, owing to the heavy falls of snow and rain on the mountains and a rapid thaw afterwards, which caused the river to overflow the bridge and high road, the morning also being very dark, and the rain falling heavily, the coach was overtaken by the flood, and before the coachman was aware of it, the water rose to such a height in a few minutes that the four horses were unfortunately drowned, and all on the coach would undoubtedly have shared the same fate but for the meritorious conduct of a passenger named John Cressy (a servant in the employ of Sir Richard Phillips), who swam through the flood for about one hundred yards, and secured some boats, which he brought to their assistance, just as the water had reached the top of the coach, and by this means all the passengers, together with coachman, guard, and mails, were saved. John Cressy was awarded fifteen pounds by the Postmaster-General for his gallant conduct." Some years after this, but I have not got the date, a somewhat similar accident happened on the down journey of the Gloucester and Aberystwith mail. The water had flooded the road at Lugwardine to a considerable depth, and one of the arches of the bridge had collapsed; the result of which was that coach, horses, passengers, and all were precipitated into the water, and were with great difficulty rescued, and though no life was lost at the time, one passenger, a Mr. Hardwick, died afterwards from being so long immersed in the water. CHAPTER V. NOTHING NEW UNDER THE SUN. There can be but few left now who are able to call to mind that the style of coaches which now run in the summer months from the "White Horse Cellars," and traverse the different roads out of London, were to a great extent anticipated more than fifty years ago. But so it is, and I have a vivid recollection of having seen, in the years 1837 or 38, a remarkably well-appointed coach start from the "Cellars," which created quite a crowd of people, even in those days when coaches were as common as blackberries. It was named the "Taglioni," after a favourite _danseuse_ of those days, and ran to Windsor and back in the day. It was painted blue, with a red undercarriage, the family colours of Lord Chesterfield, who horsed it, in conjunction with Count d'Orsay and Prince Bathyani. Young Brackenbury was the professional coachman, for, though his Lordship and his brother proprietors drove very frequently, they kept a curate to do the work when they had other things to do which they liked better. Brackenbury used to wear a most _récherché_ blue scarf, with "Taglioni" embroidered on it by the Countess's own hands.