This charming gentleman was always out of funds. Although he carefully tonsured the ends of his trouser legs, inked the cuffs of his coat, blackened and polished his hose and even his own, fine, fair skin where it showed through the holes of his shoes, and turned his collars and ties again and again, he was nearly always shabby. On rare and ever rarer occasions he would do some relative or friend the inestimable favor and honor of accepting a small loan, "to be repaid in a few days, as soon as a big deal I now have under way is consummated." These loans were his only successes in the realm of practical finance. Inasmuch as the repayment of them was contingent upon the closing of an ever-imminent, but never consummated, "big deal," they cost him nothing for either principal or interest. For a few weeks after the successful negotiation of one of these loans, he would be resplendent, opulent, fastidious, even generous. All too soon the last dollar would slip through his unheeding fingers. If during a period of affluence he had succeeded in establishing a little semblance of credit, he would maintain his regal style of living as long as it lasted. Then he would come down to the hall bedroom or even the ten-cent lodging house, the lunch wagon, and the pawn shop. But even at the lowest ebb of his fortunes, he never seemed to lose his cheerfulness, his good nature, his grand manners, and his easy, confident hope and conviction about the huge sums that were to come into his possession "within a few days." A DILETTANTE IN REAL ESTATE Do not imagine that this man's dreams of great and easy fortunes were mere idle fancies--far from it. He was nearly always engaged in negotiations for some big deal. One of his favorite pastimes was to hunt up large holdings of real estate offered for sale, go to the owners, represent himself as a real estate broker, and secure permission to put these properties on his "list." This permission obtained, he would go about trying to find buyers. But his ideas of real estate values, of the adaptation of properties to purchasers, of the details of a real estate transaction and of salesmanship were so vague and so impractical that if he ever succeeded in selling a piece of real estate, we have not yet heard of it. He lacked the practical sense necessary to inform himself upon such important matters as taxes, assessments, insurance rates, trend of population, direction and character of commercial expansion, bank clearings, freight shipments, volume of retail and wholesale business, projected municipal and public service improvements, crop reports, output of manufacturies, and many other items which form the basis for intelligent negotiation, in a real estate deal. He could talk only in glittering generalities, and his suggestions were usually so impracticable that he failed to secure the confidence of those who were in a position to purchase properties so valuable as those he invariably hit upon for his ambitious projects.