"The folks at home allow me two dollars a week besides. You see, the governor's got money. But I tell you money melts away in New York." "No doubt. There are a good many ways of spending money here." "Suppose we go to the theater to-night." "I would rather wait a while. This is my first night in the city." "Have you got acquainted with old Warren?" "You mean the occupant of the large room opposite?" "Yes." "I have talked with him a little." "How do you like him?" "I don't know him well enough to judge," said Andy, cautiously. "He's a crank--and soft at that. Pretends that he is literary and writes for the magazines." "He does, doesn't he?" "Yes, he writes for them, but I don't think his articles get printed. He just sits round and writes, and isn't any company at all. I have tried to get him to go to the theater, but he won't. Once I was hard up--hadn't but a nickel--and asked him to lend me a quarter. He wouldn't." "Very likely he hasn't got much money." "That's right. Did you ever see such shabby neckties as he wears?" "He hasn't your advantages about getting new neckties," said Andy, with a smile, for he had already learned where Sam was at work. "How do you like the tie I have on? It's a stunner, isn't it?" asked Sam, complacently. "It's very showy." "I get a new necktie every week. You see, I get them at half price. Girls always notice your necktie." "Then I don't think they'll pay me much attention." "Your tie is too sober, that's a fact. Better let me bring you one. I can get it half off. They won't know but it's for me." "Thank you. I may by and by accept your offer. Now, I don't want to spend any extra money." At the table Andy was introduced to a Mr. and Mrs. Osborn, who did not appear to be long married. She was tall, angular and thirty-five. He was at least five years younger. He had married her for her money, but she let him have little advantage of it, dealing it out in small sums. He occupied a small clerkship at eight dollars a week, out of which he had to pay his own board, while his wife, who had an income from property of a thousand dollars a year, defrayed her own expenses, and occasionally allowed him a dollar or two. He was much better looking than his wife, and it was this, perhaps, that made her jealous if he looked at another woman. The particular object of her jealousy was a Miss Manson, who held a business position at an uptown milliner's. She was pleasant and piquant. There was also a Mr. Kimball, who was a salesman at Hearn's. He liked to discuss financial problems, and felt that he should have been a banker, but found no one to talk with, as Mr. Osborn's ideas on finance were elementary. Indeed, Mrs. Osborn was the only one at the table who was competent to converse with him on his favorite subject. "Miss Manson, may I pass you the sugar?" asked Mr. Osborn on the first occasion of Andy's appearing at dinner.