Annals, Anecdotes and Legends: A Chronicle of Life AssuranceFrancis, John, of the Bank of England
History
Annals, Anecdotes and Legends: A Chronicle of Life Assurance
Francis, John, of the Bank of England
Life insurance
In the mean time Wainwright’s affairs waxed desperate, and the man
grew familiar with crime. Some stock had been vested in the names
of trustees in the books of the Bank of England, the interest only
of which was receivable by himself and his wife; and determined to
possess part of the principal, he imitated the names of the trustees
to a power of attorney. This was too successful not to be improved on,
and five successive similar deeds, forged by Wainwright, proved his
utter disregard to moral restraint. But this money was soon spent, till
everything which he possessed, to the very furniture of his house,
became pledged; and he took furnished apartments in Conduit Street for
himself, his wife, and his sisters-in-law. Immediately after this,
Miss Abercrombie, on pretence or plea that she was going abroad, made
her will in favour of her sister Madeline, appointing Wainwright sole
executor, by which, in the event of her death, he would have the entire
control of all she might leave.
She then procured a form of assignment from the Palladium, and made
over the policy in that office to her brother-in-law. Whether she
really meant to travel or not is uncertain; it is possible, however,
that this might have been part of the plan, and that Wainwright hoped,
with forged papers and documents, to prove her demise while she was
still living, for it is difficult to comprehend why she should have
voluntarily stated she was going abroad, unless she really meant to do
so. In this there is a gleam of light on Wainwright’s character, who,
when he first insured the life of Miss Abercrombie, might have meant
to treat the offices with a “fraudulent,” and not a positive death.
Whatever her _rôle_ in this tragic drama, however, it was soon played.
On the night which followed the assignment of her policy, she went with
her brother and sister-in-law to the theatre. The evening proved wet;
but they walked home together, and partook of lobsters or oysters and
porter for supper. That night she was taken ill. In a day or two Dr.
Locock attended her. He attributed the indisposition to a mere stomach
derangement, and gave some simple remedies, no serious apprehension
being entertained by him.
On the 14th December, she had completed her will, and assigned her
property. On the 21st she died. On that day she had partaken of a
powder, which Dr. Locock did not remember prescribing; and when Mr. and
Mrs. Wainwright--who had left her with the intention of taking a long
walk--returned, they found that she was dead. The body was examined;
but there was no reason to attribute the death to any other cause than
pressure on the brain, which obviously produced it.
Public-domain text, read in full here on John Shaqi.
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