Annals, Anecdotes and Legends: A Chronicle of Life AssuranceFrancis, John, of the Bank of England
History
Annals, Anecdotes and Legends: A Chronicle of Life Assurance
Francis, John, of the Bank of England
Life insurance
Mr. Wainwright was now in a position to demand 18,000_l._ from the
various offices, but the claim was resisted; and being called on to
prove an insurable interest, he left England. In 1835, he commenced
an action against the Imperial. The reason for resisting payment was
the alleged ground of deception; but the counsel went further; and
so fearful were the allegations on which he rested his defence, that
the jury were almost petrified, and the judge shrunk aghast from the
implicated crime. The former separated unable to agree; while the
latter said, a criminal, and not a civil court should have been the
theatre of such a charge. In the following December, the company
gained a verdict; and as the forgery on the Bank of England had been
discovered, Wainwright, afraid of apprehension, remained in France.
Here his adventures are unknown. At Boulogne, he lived with an English
officer; and while he resided there, his host’s life was insured by
him in the Pelican for 5000_l._ One premium only was paid, the officer
dying in a few months after the insurance was effected. Wainwright
then left Boulogne, passed through France under a feigned name, was
apprehended by the French police; and that fearful poison known as
strychnine being found in his possession, he was confined at Paris for
six months.
After his release he ventured to London, intending to remain only
forty-eight hours. In an hotel near Covent Garden he drew down the
blind and fancied himself safe. But for one fatal moment he forgot
his habitual craft. A noise in the streets startled him: incautiously
he went to the window and drew back the blind. At the very moment “a
person passing by” caught a glimpse of his countenance, and exclaimed,
“That’s Wainwright, the Bank forger.” Immediate information was given
to Forrester; he was soon apprehended, and his position became fearful
enough.
The difficulty which then arose was, whether the insurance offices
should prosecute him for attempted fraud, whether the yet more terrible
charge in connection with Helen Abercrombie should be opened, or
whether advantage should be taken of his forgery on the Bank, to
procure his expatriation for life. A consultation was held by those
interested, the Home Secretary was apprised of the question, the
opinions of the law officers of the crown were taken, and the result
was that, under the circumstances, it would be advisable to try him for
the forgery only. This plan was carried out, the capital punishment was
foregone, and when found guilty he was condemned to transportation for
life.
Public-domain text, read in full here on John Shaqi.
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