Annals, Anecdotes and Legends: A Chronicle of Life AssuranceFrancis, John, of the Bank of England
History
Annals, Anecdotes and Legends: A Chronicle of Life Assurance
Francis, John, of the Bank of England
Life insurance
Among the passengers who filled one of our river steamers on a fine
summer’s evening, the movements of one in particular were calculated
to draw attention. There was something so haggard in his face, there
was so continual an air of restlessness in his person, that it was
evident his mind was ill at ease. He had chosen a position where
scarcely any barricade existed between him and the stream, and casting
his eyes rapidly round to see if he were observed, he, almost at the
same time that he placed a small phial to his mouth, plunged into the
water. An alarm was instantly given, the vessel was stopped, and the
passengers saw him, true to the instincts of humanity, struggling and
buffetting with the water for life. Assistance being soon rendered,
the man was saved; and it was afterwards discovered that, having lost
all his property, and not knowing how to maintain an insurance into
which he had entered in more prosperous days, he had determined on
sacrificing himself for the welfare of those who were dear to him.
Believing that his death would be attributed to accident, he had taken
some prussic acid at the moment he jumped in, unconscious that the
effect of this poison is neutralised by the sudden immersion of the
body in water.[32] It is well to be a chemist when one wishes to be a
fraudulent suicide.
* * * * *
As the evening of an autumnal day began to close, four men might
have been seen hiring a boat at one of the numerous stairs below
Blackfriars bridge. Their appearance was that of the middle order, but
the reckless daring which characterised their air and manner, marked
them of the class which lives by others’ losses. By the time they had
rowed some distance up the river, the only light that guided them was
the reflection of the lamps which fringed it; and no sooner were they
shrouded by the darkness of night, than, without any apparent cause,
the boat was upset, and the four were precipitated into the Thames.
They were close to land, and while they buffetted the tide and made
their way, they hallooed lustily for help, which, as the shore was
now ringing with the noise of boats and boatmen putting off to their
assistance, was soon rendered. Of the four who had started, only three
landed together, and great was their outcry for their lost companion.
The alarm was immediately given; all that skill could do to recover
their friend was tried, but the night was too dark to render human aid
of much avail. It was pitiable to the bystanders to witness the grief
of those who were saved, who, finding nothing more could be done, were
obliged to content themselves with offering a reward for the body,
coupled with a promise to return early in the morning. They then went
away, and the scene resumed its ordinary quiet. A few hours after this,
at the dead of night, a second boat, with the same men, pursued its
silent and almost solitary course up the river towards the scene of the
previous misfortune.
Public-domain text, read in full here on John Shaqi.
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