Annals, Anecdotes and Legends: A Chronicle of Life AssuranceFrancis, John, of the Bank of England
History
Annals, Anecdotes and Legends: A Chronicle of Life Assurance
Francis, John, of the Bank of England
Life insurance
With them was a large suspicious-looking bundle,
which, when they had arrived at a spot suitable to their purpose, they
lifted in their arms, placing their horrible burden,--for it was the
body of a dead man,--where from their judgment and their knowledge
of the tide, the corpse of their friend would be sought. Favoured by
darkness and by night, they accomplished their object, again rowing
rapidly down the stream to an obscure abode in the neighbourhood of
Greenwich. When morning began to break, they returned once more to the
place which had witnessed their mysterious midnight visit, where, with
much apparent anxiety, they asked for tidings of their companion. The
reply was what they expected. A body had been found,--it was that which
they had placed on the strand,--and this they at once identified as
that of the friend who had been with them in the boat, and for whom
they had offered a reward. A coroner’s jury sate upon the remains,
a verdict of accidental death was recorded, and the object of the
conspirators fairly achieved. That object was to defraud an assurance
office to a very large amount: for the missing man had not been
drowned; the grief expressed was only simulated: and the body which had
been placed on the banks of the Thames had been procured to consummate
the deception.
Against a fraud planned with so much art and carried out with such
skill, no official regulation could guard; and when the papers
containing the report of the inquest and the identity of the body,
were forwarded to the office as the groundwork of a claim for the
representative of the deceased, not a doubt could be entertained of
its justice. It was true that the claimant under his will was his
mistress; that his executors were the persons who perpetrated the
fraud, and were with him at the time of the accident; but there were
the broad and indisputable facts to be disposed of, that the insured
man had met with a sudden and accidental death, and this was attested
by the verdict of a jury. The money was paid, and with that portion of
it which came to the deceased, he went to Paris. In that gay capital,
with a mistress as expensive in her habits as himself, the cash was
soon spent; and so successful had been the first attempt in this line,
that it seemed a pity for gentlemen thus accomplished to abandon a
mine so rich. Very shortly, therefore, after the previous fraud, an
application was made from Liverpool to an office in London, to insure
the life of a gentleman for 2000_l._ The applicant was represented
as a commercial traveller, and permission was sought to extend the
privilege of travelling to America. This insurance was effected, and
when only a few months had elapsed, information was received by the
company that the insured gentleman, while bathing in one of the large
American lakes, had been drowned; that his clothes had been left on the
banks of the water where his body had been found; and in verification
Public-domain text, read in full here on John Shaqi.
Reviews
Reviews
No reviews yet
Be the first to share your thoughts on this work.
Elsewhere in the archive
Join the Discussion
Join the discussion
Sign in to leave a comment or review.
Sign InorCreate an account