Still more recently a case of a similar character has occurred in which a still larger amount having been paid over in small sums through a long series of years by a church, the whole, with interest, has been found to have been hoarded, the recipient having been a person entirely capable of self-support, and, as a matter of fact, during the whole period self-supporting, and the large accumulations are at present the subject of a suit in which the church is endeavoring to recover what it not unnaturally regards as its own misappropriated money. And yet, as any one knows who knows anything of the delicacy, vigilancy, and thoroughness with which a well-organized society conducts its work, any such grotesque and deplorable result would, with a little wise co-operation between the Church and such a society, have been rendered impossible. I know how impatient many good people are of the services of any such association, and we have all heard _ad nauseam_ of their protests against a "spy system which invades the sacred privacy of decent poverty," and the rest; but, in fact, such persons never seem to realize that, in one aspect of it, the Church stands, or, as a matter of common honesty, as the administrator of trust funds, ought to stand, on the same equitable basis, at least, as a life-insurance company. Now, when I seek the benefits of a life-insurance company I am asked certain questions which affect not only my physical resources but my diseases, my ancestry and their diseases, my personal habits, infirmities, and the like. If the company has the right, in the just interests of its other clients, to ask these questions, as administering a large trust, has not the Church, which is also the administrator of a trust no less in the interest of other clients? But, indeed, this is the lowest aspect of such a question, and I freely admit it. The title of this paper points to that gravest aspect of it, with which I am now concerned. The largest mischief of indiscriminate almsgiving is not its wanton waste--it is its inevitable and invariable degradation of its objects. I have spoken of the grave antagonism of the Church to wisely organized charity, but it is but the echo of the hostility of the individual, and often of the best and wisest men and women. Elsewhere (but not, I think, in print) I have related an incident in this connection of which one is almost tempted to say _ex uno disce omnes_. Approaching one day, when I was a pastor in a great city, the door of one of my clerical brethren, I observed a woman leaving it who, though she hastily turned her back upon me, I recognized as a member of my own congregation. On entering my friend's study I said to him: "I beg your pardon, but was not that Mrs. ---- whom I saw leaving your door a moment ago?" "Yes." "What was she after, may I ask?"