BANKS AND THEIR CUSTOMERS BANKS AND THEIR CUSTOMERS A PRACTICAL GUIDE FOR ALL WHO KEEP BANKING ACCOUNTS FROM THE CUSTOMERS’ POINT OF VIEW BY HENRY WARREN _AN ENTIRELY NEW AND ENLARGED EDITION (THE EIGHTH)_ WITH INTRODUCTION BY A LONDON BANKER [Illustration] LONDON ROBERT SUTTON 43, THE EXCHANGE, SOUTHWARK STREET, S.E. 1908 Banks and their Customers (_SEVENTH EDITION_) By HENRY WARREN =The Pall Mall Gazette= says:-- “Caustic and interesting.” =The Financial News= says:-- “Contains a vast amount of useful information intelligently discussed. To educate the public on a technical subject calls for more than ordinary knowledge. It needs what Mr. Warren undoubtedly possesses, and that is a sound, practical understanding, and a thorough common-sense way of setting forth his knowledge in simple form. This our author succeeds admirably in doing.” =The Scotsman= says:-- “Cannot be too strongly recommended.” =The Draper’s Record= says:-- “Masterly.” =The Birmingham Daily Gazette= says:-- “Invaluable.” =Investor’s Review= says:-- “Much useful and accurate information about the habits of bankers in dealing with their customers. Especially we commend the chapter ‘How to Check Bankers’ Charges,’ which are often curiously arbitrary and capricious.” =The City Press= says:-- “A caustic and forcible pen.” =The Bookman= says:-- “The worth of the expert is proved. Mr. Warren on banking subjects enjoys our confidence and many editions.” =And The Glasgow Herald= says:-- “Mr. Warren’s caustic criticisms of bankers and their peculiarities have been widely appreciated.” INTRODUCTION BY A LONDON BANKER I confess that when a publisher asked me to write an introduction to Mr. Warren’s little book I experienced some surprise; because, in the past, he handled bankers rather roughly. Perhaps the audacity of the request appealed to me. At any rate, I consented to read the proof-sheets, and, finally, perhaps a trifle reluctantly, to stand sponsor for the work in a qualified sense. I do not agree with all he says, by any means. Here is the eighth edition of a well-written, interesting guide for the customer, who has obviously found it useful. The book would not have obtained a market unless it were wanted. This must be granted. And I think that it was wanted even from the point of view of a banker. The author in a short chapter tells us how and why the joint-stock bank came to dwell among us. Then he plunges into his subject--the Guide for the Customer. The chapter on the cheque and its various crossings is admirable. I only wish that the clients of my own bank would read every word of it, and save the time of our cashiers.