Beneficiary Features of American Trade UnionsKennedy, James Boyd
History
Beneficiary Features of American Trade Unions
Kennedy, James Boyd
Fraternal insurance -- United States; Labor unions -- United States
The sick-benefit system of the Iron Molders' Union may be regarded as
next in importance to those of the Cigar Makers and the German Printers.
Although organized into a national union in 1859 the Iron Molders have
only within a very recent period turned their attention seriously to the
establishment of beneficiary features. In 1866 President Sylvis urged
the adoption of a funeral and a disability benefit, to which, he said,
sick benefits might be added later.[130] Thirty years later, in 1895,
President Fox advocated a national sick benefit as a necessary part of
the Iron Molders' beneficiary system.[131] But both of these officials
cautioned the National Union against extending the national benefits too
far, lest the protective purpose of the association be sacrificed to the
benevolent. The unsatisfactory operation of the "Beneficial Association"
in the early history of the Union, and later the experience of the Union
with the death and disability benefit, had made the membership reluctant
to sanction the establishment of any new benefit. A further deterrent
influence was the almost total failure of sick benefits operated by the
local unions.
[Footnote 130: Iron Molders' Journal, Vol. 1, p. 309.]
[Footnote 131: Proceedings of the Twentieth Convention, Chicago, 1895
(Cincinnati, 1895).]
President Fox's recommendation was effective, however, in securing the
establishment of the sick benefit. The system became operative on
January 1, 1896, and was essentially the same as that now in
operation.[132] Provision is made for a weekly allowance of five dollars
during a period of not more than thirteen weeks in any one year to sick
members. The beneficiary must have been a member of the organization for
six months, and not in arrears for more than twelve weeks' dues.[133]
[Footnote 132: Iron Molders' Journal, Vol. 31, No. 8, p. 3; Proceedings
of Twentieth Convention, Chicago, 1895 (Cincinnati, 1895), p. 100.]
[Footnote 133: Constitution, 1895 (Cincinnati, 1895), Art. 17.]
Several unions organized in recent years, availing themselves of the
experience of the Cigar Makers and the Typographia, have inaugurated
systems of sick benefits within a few years after their organization.
The Tobacco Workers' Union introduced national sick benefits in 1896,
one year after organization. Similarly, the Boot and Shoe Workers' Union
at their fourth convention in June, 1899, established a national sick
benefit.[134] This system became operative on January 1, 1900, and
provided for members in good standing sick benefits of five dollars per
week for not more than thirteen weeks in any one year.[135]
[Footnote 134: Proceedings of the Second Convention, Boston, 1896 (Lynn,
n.d.), pp. 42-46; Third Convention, Boston, 1897 (Lynn, n.d.); Fourth
Convention, Rochester, 1899 (Lynn, n.d.).]
[Footnote 135: Constitution, 1899, sec. 65.]
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