Beneficiary Features of American Trade UnionsKennedy, James Boyd
History
Beneficiary Features of American Trade Unions
Kennedy, James Boyd
Fraternal insurance -- United States; Labor unions -- United States
[Footnote 226: Constitution of the Railway Conductors of America, 1903
(Cedar Rapids, n.d.), p. 82; Constitution of the United Brotherhood of
Carpenters and Joiners, 1905 (Milwaukee, n.d.), p. 19.]
[Footnote 227: Constitution of the Brotherhood of Locomotive Firemen,
1905 (Indianapolis, n.d.), p. 30; Constitution of the Switchmen's Union
of North America, 1903 (Buffalo, n.d.), p. 20.]
[Footnote 228: Constitution of the Brotherhood of Railroad Trainmen,
1903 (Cleveland, 1903), p. 35.]
The disability claim must be accompanied, under the rules of practically
all the unions, by the sworn certificates of the attending
physicians.[229] The Firemen provide that the national officials may,
when they consider it necessary, appoint a physician to pass upon the
validity of a claim; the Maintenance-of-Way Employees require
subordinate lodges to appoint a special committee to report on the
nature and cause of the disability. The Engineers exercise special care
in passing upon a claim for loss of sight. In such cases they require a
certificate signed by two experienced oculists; and in case the eyes
have not been removed the claim remains on file for one year, when
additional certificates from two experienced oculists, certifying to
total or permanent blindness, must be furnished.[230]
[Footnote 229: Constitution of the Brotherhood of Railroad Trainmen,
1903 (Cleveland, 1903), p. 35; Constitution of the Switchmen's Union of
North America, 1903 (Buffalo, n.d.), p. 16; Constitution of the United
Brotherhood of Carpenters and Joiners, 1905 (Milwaukee, n.d.), p. 19;
Constitution of the Brotherhood of Painters, Decorators and Paperhangers
of America, 1906 (La Fayette, n.d.), p. 20.]
[Footnote 230: Constitution of the Brotherhood of Locomotive Firemen,
1905 (Indianapolis, n.d.), p. 34; Constitution of the Maintenance-of-Way
Employees, 1903 (St. Louis, n.d.), p. 13; Constitution of the Grand
International Brotherhood of Locomotive Engineers, 1904 (Cleveland,
1904), p. 85.]
A member whose claim for a death or disability benefit has been rejected
may appeal from the decision of the official authorized to pass upon
claims. The provisions of the Trainmen are typical. Every claim rejected
by the secretary-treasurer is referred to the Beneficiary Board,
consisting of the grand master, the assistant grand master and the
secretary-treasurer. If rejected also by the Board the claimant may
appeal to the Grand Lodge "at its next succeeding session, but not
afterward." The appellant must give a written notice to the grand
secretary-treasurer of his intention to appeal.[231]
[Footnote 231: Constitution of the Railroad Trainmen, 1903 (Cleveland,
1903), p. 39.]
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