Laurens and Jackson, however, in Holland, had been actually spending this sum, and more. "I applaud the zeal you have both shown in the affair," said the harassed doctor, "but I see that nobody cares how much I am distressed, provided they can carry their own points." Fortunately the money still lay in the hands of the banker, and there Franklin stopped it; whereupon Jackson fell into extreme rage, and threatened some sort of a "proceeding," which Franklin said would only be exceedingly imprudent, useless, and scandalous. "The noise rashly made about this matter" by Jackson naturally injured American credit in Holland, and especially rendered unmarketable his own drafts upon Franklin. In these straits he journeyed to Paris to see Franklin, represented that his goods were on board ship; that they were articles much needed in America; that they must be paid for, or else relanded and returned, or sold, which would be a public disgrace. So Franklin was prevailed upon to engage for the payment, and was "obliged to go with this after-clap to the ministers," a proceeding especially disagreeable because, as he said, "the money was to be paid for the manufactures of other countries and not laid out in those of this kingdom, by whose friendship it was furnished." He was at first "absolutely refused," but in time prevailed, and "hoped the difficulty was over." Not at all! After all this exertion and annoyance, the officers of the ship said she was overloaded, and turned out a large part of the goods, which were accordingly put into two other ships; and then Franklin was offered the option of buying these two vessels, of hiring them at a freight scarcely less than their value, or of having the goods again set on shore. He was now "ashamed to show his face to the minister," and was casting about for resources, when suddenly he was surprised by new demands to pay for the goods which he had every reason to believe had already been paid for. This produced such a dispute and complication that the goods remained long in Holland before affairs could be arranged, and the final settlement is not clearly to be made out. In the spring of 1781 John Adams was in Holland, and of course Congress was drawing bills upon him, and equally of course he had not a stiver with which to meet them. He had "opened a loan," but so little had fallen into the opening that he was barely able to pay expenses; so, still of course, he turned to Franklin: "When they [the bills] arrive and are presented I must write to you concerning them, and desire you to enable me to discharge them." He added that it was a "grievous mortification to find that America has no credit here, while England certainly still has so much." Apparently the pamphlet in which Franklin had so convincingly shown that the reverse of this should be the case had not satisfied the minds of the Dutch bankers.