Absolutely without education, void of worldly wisdom, and in my boyish brain dividing the world into two sections. In one was King David slaying the Phillistines or dancing before the Ark. In the other was Jack the Rover and the Pirate Chief. How easy to guess the rest! Yet I was not a bad boy--far from it. I only needed wise guidance and good companionship, and as the ignorance and crudity of my character dropped off, the innate virtue--mine by lawful heritage--would have been developed. But pitchforked into the wild whirl of Wall street and its fast set of gilded youth, the gates of the Primrose Way to destruction were held wide open to my eager feet. CHAPTER II. "'TWAS EVER THUS." OF COURSE IT WAS. The situation my father had obtained for me was with a sugar broker by the name of Waterbury. He was a partner in a large refinery, his office being in South Water street. He was a nice, conservative old man, and let things run on easily. His chief clerk, Mr. Ambler, was every inch a gentleman, who, quickly perceiving what an ignoramus I was, out of the goodness of his heart resolved to teach me something. There were two sharp young men in our office. They liked me well enough, but used to guy me unmercifully for my simplicity and clumsiness. One of them, Harry by name, was something of a scapegrace, and soon acquired quite a power over me. I stood in much fear of his ridicule, and frequently did things for which my conscience reproached me, rather than stand the fire of his raillery. The greatest harm he did me was in firing my imagination with stories of Wall street, of the fortunes that were and could be made in the gold room or on 'Change. He made tolerably clear the modus operandi of speculators, and I secretly resolved that some day I, too, would try my fortune.