Emily Ratliff, Juliet Sutherland, Charles Franks and the Online Distributed Proofreading Team. BUSINESS HINTS FOR MEN AND WOMEN By A. R. CALHOUN CONTENTS CHAPTER I COMMON SENSE FARMING 1. Wealth, Land and Labor. 2. Money. 3. Sources of Wealth. 4. The Farmer, a Producer, and Seller. 5. Business Methods Essential. CHAPTER II DOCUMENTS YOU SHOULD UNDERSTAND 1. Deeds. 2. Abstracts of Title. 3. Parties to a deed. 4. Different deeds. 5. Making a deed. 6. Recording deeds. CHAPTER III FORMS OF DEEDS AND MORTGAGES 1. Trust deeds. 2. As to mortgages. 3. Mortgage forms. 4. Payments. 5. Assignments. 6. Redemption of mortgages. 7. Equity of redemption. CHAPTER IV WILLS 1. Two kinds. 2. Limitations of wills. 3. How to make a will. 4. On executive duties. 5. Administrators. 6. Debts. 7. Final settlement. CHAPTER V LETTER WRITING 1. Business letters. 2. The heading. 3. Forms. 4. The greeting. 5. Body of letter. 6. Ending a letter. 7. Materials. 8. Letters of introduction, etc. CHAPTER VI BILLS, RECEIPTS AND ACCOUNTS 1. Bills for goods. 2. Bills for labor. 3. Discounting bills. 4. Forms of receipts. 5. What is an order? CHAPTER VII WHO SHOULD KEEP ACCOUNTS? 1. An account with crops. 2. Workingman's account. 3. Other records. 4. Copies. CHAPTER VIII AS TO BANKS 1. National banks. 2. Banks as lenders. 3. Interest on deposits. 4. Check and deposit banks. 5. How to draw a check. 6. Certificates of deposit. 7. Use of checks. CHAPTER IX SAVINGS BANKS 1. How business is conducted. 2. How to deposit. 3. How account grows. 4. Limit of deposit. 5. How to draw money. 6. Savings bank revenues. CHAPTER X NOTES--DRAFTS 1. Definition and illustration. 2. Days of grace. 3. Indorsing notes. 4. Negotiable notes. 5. Joint notes. 6. Discounting notes. 7. Interest on notes. 8. Protests. 9. Notices. 10. Accommodations. 11. Lost notes. 12. Notes about notes. CHAPTER XI A DRAFT 1. To make a draft. 2. Forms. 3. For collection. 4. Dishonor. 5. Protests. 6. Buying drafts. 7. A good plan. 8. Good as cash. CHAPTER XII JUST MONEY 1. What is money? 2. United States money. 3. Metal money. 4. Paper money. 5. Bank notes. 6. "Greenbacks." 7. Treasury certificates. 8. Worn-out notes. CHAPTER XIII OUR POSTAL BUSINESS 1. The department. 2. Rural free delivery. 3. Classified mail matter. 4. Postal rules. 5. Foreign rates. 6. Stamps. 7. Postal cards. 8. Registering letters. 9. Special delivery. 10. Money orders. 11. Cashing P.O. orders. 12. Advice. CHAPTER XIV TELEGRAMS--THE TELEPHONE 1. Description. 2. Directions. 3. Charges. 4. Telegraphing money. 5. The method. 6. The telephone. CHAPTER XV BUSINESS BY EXPRESS 1. Two kinds. 2. Instructions. 3. The company's duty. 4. Collections by express. 5. C. 0. D. by express. 6. Money by express. 7. Money orders. CHAPTER XVI ABOUT RAILROADS 1. Bills of lading. 2. Express bills. 3. A bill and a draft. 4. Some forms.