About half-past nine, or from that to a quarter to ten, comes the postman with his first delivery of letters for the day. Our Terrace is the most toilsome part of his beat, for having to serve both sides of the way, his progress is very like that of a ship at sea sailing against the wind. R'tat he goes on our side, then down he jumps into the road--B'bang on the other side--tacks about again, and serves the terrace--off again, and serves the villas, and so on till he has fairly epistolised both sides of the way, and vanished round the corner. The vision of his gold band and red collar is anxiously looked for in the morning by many a fair face, which a watchful observer may see furtively peering through the drawing-room window-curtains. After he has departed, and the well-to-do merchants and employers who reside in the villas opposite have had time to look over their correspondence, come sundry neat turn-outs from the stables and coach-houses in the rear of the villas: a light, high gig, drawn by a frisky grey, into which leaps young Oversea the shipbroker--a comfortable, cushioned four-wheel drawn by a pair of bay ponies, into which old Discount climbs heavily, followed perhaps by his two daughters, bound on a shopping-visit to the city--and a spicy-looking, rattling trap, with a pawing horse, which has a decided objection to standing still, for Mr Goadall, the wealthy cattle-drover. These, with other vehicles of less note, all roll off the ground by a quarter after ten o'clock or so; and the ladies and their servants, with some few exceptions, are left in undisputed possession of home, while not a footfall of man or beast is heard in the sunshiny quiet of the street.