Years have rolled on since then. Lowriver has grown into a popular and populous marine summer residence. Mr Montague Whalebone, who knew what he was about, having bought and leased the building-ground, has become the owner of a vast property increasing in value every day. Larboard Starboard, Esq., is on the way to become a millionaire, and has several new boats building for the company's service at the present moment. Messrs Boiler & Rodd have quintupled their establishment, and are in a condition to execute government contracts. Erebus Carbon, Esq., has found a market in the company for hundreds of thousands of tons of coal, and, from keeping a solitary wharf, has come to be the owner of a fleet of colliers. At this hour, the company consists of six individuals--the four original projectors, and a couple of old codgers--'knowing files,' who had the penetration, in the beginning, to see through the 'bearing dodge,' and would not be beaten or frightened off. They paid up every call upon shares, and bought others--and then, by shewing a bold front, asserted a voice in the management, and crushed in to a full and fair share of the profits. They have made solid fortunes by the speculation; while the original shareholders, whose money brought the company into existence, have reaped nothing but losses and vexation in return for their capital. But enough, and more than enough, on the score of the delusive farces which, with pretences almost as transparent as the above, are from time to time played off for the purpose of easing the public of their superfluous cash. Let us glance briefly at a speculation of a different kind, no less a bubble as it proved, but one whose tragic issues have already wrought the wreck of many innocent families, and which, at the present moment, under the operation of the Winding-up Act, is darkening with ruin and the fear of ruin a hundred humble abodes. We have good reason to know its history too well; and we shall, in as few words as possible, present the facts most important to be known to the reader's consideration, with the view of inculcating caution by the misfortunes of others, and shewing at the same time how possible it is, under the present law regulating joint-stock partnerships, for an honest man, by the most inadvertent act, to entail misery upon himself, and destitution upon his offspring.