'There is always a reason _in the man_,' says Emerson, 'for his good or bad fortune, and so in making money.' This rule is not without exceptions, for now and then people do become rich by lucky or even by dishonest 'hits;' nevertheless money is in the main representative. Shew me a man who has made fifty thousand pounds, and I will shew you in that man an equivalent of energy, attention to detail, trustworthiness, punctuality, professional knowledge, good address, common-sense, and other marketable qualities. The farmer respects his yellow sovereign not unnaturally, for it declares with all the solemnity of a sealed and stamped document that for a certain length of time he rose at six o'clock each morning to oversee his labourers, that he patiently waited upon seasonable weather, that he understood buying and selling. To the medical man, his fee serves as a medal to indicate that he was brave enough to face small-pox and other infectious diseases, and his self-respect is fostered thereby. The barrister's brief is marked with the price of his legal knowledge, of his eloquence, or of his brave endurance during a period of hope-deferred brieflessness. But besides its usefulness and its being the representative of sterling qualities, the golden smile of Dame Fortune is to be sought for the invaluable privilege of being independent, or at least being out of the horrid incumbrance of indebtedness. A man in debt is so far a slave; while it is comparatively easy for one possessed of ten thousand per annum to be true to his word, to be a man of honour, to have the courage of his opinions. When a man or woman is driven to the wall, the chances of goodness surviving self-respect and the loss of public esteem are frightfully diminished. But while striving to escape from the physical suffering and the mental and moral disadvantages that attend the lot of poverty, we should admit to ourselves the fact, that there are hardly less disadvantages and temptations ready to make us miserable, if we are not on our guard after attaining to a reasonable amount of wealth. In a meeting assembled to make arrangements for Mr Moody's last preaching campaign in London, one of the speakers expressed his hope that Mr Moody would 'do something for the miserable poor of London.' 'I shall try and do so,' was the preacher's reply; 'and I hope also to be able to do something for the miserable rich.' 'The miserable rich!' Some would think the expression almost a contradiction in terms, but it is not; for the rich, while possessing the means, as we have already said, of doing vast good, have nevertheless many things to render them unhappy.