The first-class is unfortunately smallest, and consists of those who set culture and personal refinement above riches. It is made up of professional men and their families, lawyers, clergymen, artists, authors, physicians, scientific men and others of kindred pursuits and tastes. Compared with the other classes, it is not wealthy, though many of its members manage to attain competency and ease. Their homes are tasteful and often elegant, and the household graces are cultivated in preference to display, the tone of this class is pure, healthy and vigorous, and personal merit is the surest passport to it. It furnishes the best types of manhood and womanhood to be met with in the metropolis and its homelife is simple and attractive. In short, it may be said to be the saving element of society in the city, and fortunately it is a growing element, drawing to it every year new members, not only from the city itself, but from all parts of the country. It is this class which gives tone to the moral and religious life of the city. Its members are generally sufficiently well-off in this world’s goods to render them independent of the forms to which others are slaves; they are always ready to recognize and lend a helping hand to struggling merit, but sternly discountenance vulgarity and imposture. They furnish the men and women who do the best work and accomplish the greatest results in social and business life and their names are honored throughout the city. The second-class consists of those who have inherited large wealth for one or more generations of ancestors. They are generally people of culture, nothing of shoddyism or snobbery about them. Their houses are filled with valuable works of art and mementoes. Having an abundance of leisure they are free to cultivate the graces of life, and they constitute one of the pleasantest patrons of society in the city. The class is not large, but it is constantly receiving new members in the children of men who have made their way in the world, and have learned to value money at its true worth. They make good citizens, with the exception of an easy going indifference to political affairs, are proud of their city and country, and do not ape the airs or costumes of foreign lands.