VERSE 11. But that no man is justified by the law in the sight of God, it is evident: for, The just shall live by faith. The Apostle draws into his argument the testimony of the Prophet Habakkuk: “The just shall live by his faith.” This passage carries much weight because it eliminates the Law and the deeds of the Law as factors in the process of our justification. The scholastics misconstrue this passage by saying: “The just shall live by faith, if it is a working faith, or a faith formed and performed by charitable works.” Their annotation is a forgery. To speak of formed or unformed faith, a sort of double faith, is contrary to the Scriptures. If charitable works can form and perfect faith I am forced to say eventually that charitable deeds constitute the essential factor in the Christian religion. Christ and His benefits would be lost to us. VERSE 12. And the law is not of faith. In direct opposition to the scholastics Paul declares: “The law is not of faith.” What is this charity the scholastics talk so much about? Does not the Law command charity? The fact is the Law commands nothing but charity, as we may gather from the following Scripture passages: “Thou shalt love the Lord thy God with all thine heart, and with all thy soul, and with all thy might” (Deut. 6:5.) “Strewing mercy unto thousands of them that love me, and keep my commandments.” (Exodus 20:6.) “On these two commandments hang all the law and the prophets.” (Matt. 22:40.) If the law requires charity, charity is part of the Law and not of faith. Since Christ has displaced the Law which commands charity, it follows that charity has been abrogated with the Law as a factor in our justification, and only faith is left. VERSE 12. But, The man that doeth them shall live in them. Paul undertakes to explain the difference between the righteousness of the Law and the righteousness of faith. The righteousness of the Law is the fulfillment of the Law according to the passage: “The man that doeth them shall live in them.” The righteousness of faith is to believe the Gospel according to the passage: “The just shall live by faith.” The Law is a statement of debit, the Gospel a statement of credit. By this distinction Paul explains why charity which is the commandment of the Law cannot justify, because the Law contributes nothing to our justification. Indeed, works do follow after faith, but faith is not therefore a meritorious work. Faith is a gift. The character and limitations of the Law must be rigidly maintained. When we believe in Christ we live by faith. When we believe in the Law we may be active enough but we have no life. The function of the Law is not to give life; the function of the Law is to kill. True, the Law says: “The man that doeth them shall live in them.” But where is the person who can do “them,” i.e., love God with all his heart, soul, and mind, and his neighbor as himself?