Well, this digression is merely to show how, in those feeble attempts
at trade, I was curiously helped and interested in this strange by-way.
But undoubtedly had I been a true son of Israel I should have become
a successful merchant, for I had every encouragement to launch out
except capital--and I now think that even that essential might have
been forthcoming had I chosen to seek it. I did not, but contented
myself with endeavouring to fill such small orders for bags, workboxes,
christening sets, clocks, cheap watches and chains, etc., as came
my way, gaining in the process a great amount of insight into the
workings of business of a certain kind.
One curious discovery I made which was of great service to me on
several occasions. (I hope the term "great" will be understood as
relative to my small affairs, in which shillings loomed as important
as hundreds of pounds to some people, and where a penny tram or bus
ride often meant a considerable shortage in a meal.) Of course I was
not very long ashore before I became familiar with the working of
the poor man's bank, the much abused pawnbroker. Many a time in dire
distress through sickness or some other sudden strain I have blessed
the means whereby a temporary loan could be effected without straining
the resources of a friend, or risking a rebuff from some one I thought
friendly. It is commonly supposed among people comfortably off that
only drunkards and shiftless people support pawnbrokers. Ah, well, a
great many other suppositions of a similar kind are made by those who
do not know, but I can assure them that were it not for the pawnbroker
pauperism would be much greater than it is.
I go farther and declare that it preserves the borrower's self-respect,
in that he need not cringe to those who may be temporarily better off
than he is, as long as he has any portable property that a pawnbroker
will look at, while the possession of such articles proves that he has
had foresight and been thrifty when it was possible for him to be so.
Better means might doubtless be devised for the assistance of the
temporarily embarrassed worker without robbing him of his self-respect,
but until they are, it is cruel as well as foolish to slander the
pawnbroker.
And now for the curious discovery. On one occasion I had purchased
a watch and chain for a customer, and had borrowed some money to
make up what I lacked of the price of the articles. My customer had
a misfortune which prevented him from keeping his bargain, and in
consequence I was left with the goods on my hands, and no means of
repaying the loan. In my extremity I turned to a pawnbroker of my
acquaintance and asked him to lend me as much as he could upon the
watch and chain. He asked me if I was likely to redeem them, and I
frankly answered no. Thereupon he lent me within a couple of shillings
of the price I had paid for them, and as I soon afterwards sold the
ticket for five shillings, I made a small profit on the transaction.
Public-domain text, read in full here on John Shaqi.
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