In the flat above there was the sound of one who sang, vamping an accompaniment upon the piano and emphasising the simple time of his carol by a dully stamped foot upon the floor. His foot--making in soft slippers a dead "dump-dump-dump"--shook the ceiling of the Mintos' flat. They could hear his dry voice huskily roaring, "There you are, there you are, there you ain't--ain't--ain't." They had heard it a thousand times, always with the familiar stamp. It was very gay. Old Perce, as he was called, was a carver in a City restaurant. It was he who received orders from the knowing; and in return for apparent tit-bits he received acknowledgments in coin--twopence or threepence a time. Therefore, when he reached home each evening, nicely cheery and about a quarter drunk, his first act after having tea was to withdraw from his pockets a paper bag or two--such as those supplied by banks for the carriage of silver--which he would empty of greasy coppers. He piled these coppers in mounds of twelve, and counted them over several times. He then smoked his pipe, went into his front room, and played, "There you are, there you are, there you ain't--ain't--ain't." Sally did not remember ever having heard him sing anything else. He was singing it: now with customary gusto. Sally thought he must be a very rich man. Old Perce's wife, who let her practise on their piano, hinted as much. His wages were low, she said, but in a week his tips often came to three or four pounds. Three or four pounds! Whew! Sally's father only made thirty-five shillings in a week, everything included. Mrs. Perce told Sally many other things, which Sally shrewdly treasured in memory. It was well to know these things, Sally thought: any day they might be ... useful. For a girl not yet seventeen, Sally had a strangely abundant sense of possible utilities. All old Perce's relatives were licensed victuallers, she had learned; and one day he too would take a "little 'ouse" and stand behind his own bar, instead of behind the counter of a city restaurant. Those would be days! "'Ave a trap and go outa Sunday afternoons," Mrs. Perce said. "Oo, I wish you'd take me!" Sally cried. "Course I will!" answered Mrs. Perce, with the greatest good-humour. Meanwhile old Perce had money out on loan. "I'd like," thought Sally, with considering eyes, "to have money out on loan. I will, too. One day. Why shouldn't I?"