The train was moving on again, and Vallory was not sorry. Being healthily suspicious of cynicism in any of its forms, he was glad that his critical section mate had not chosen to begin on him at the dining-car breakfast, where they had first met. None the less, at the station stop he shook hands with the volunteer prophet of evil. “Good-by,” he said. “I’d like to hear your estimate of the next man with whom you happen to share a Pullman section. But part of your prediction will doubtless come true. I have definitely broken away from the Government job, and I shall probably not stay very long in Middleboro.” As he left the train he glanced at his watch. It was past nine; therefore his father would be at the bank. With only a hand-bag for encumbrance he walked rapidly up the main street with the well-remembered home town surroundings still making their curiously depressive appeal. II The Deluge The Middleboro Security Bank, housed in a modest two-storied brick three squares up from the railroad station, seemed on that morning of mornings to be a center of subdued excitement. Early in the forenoon as it was, a number of farm teams were halted at the curb, and little knots of country folk and townspeople obstructed the sidewalk. David Vallory nodded good-morning to one and another in the groups as he swung past, and was immediately conscious of a sort of hushed restraint on the part of those who returned his greetings. In the bank an orderly throng was inching and shuffling its way in sober silence to the paying teller’s window. There were no signs of panic, and any excitement that might underlie the unusual crush of business seemed to be carefully suppressed. But Vallory saw that old Abner Winkle, and the clerk he had called into the cage to help him, wore anxious faces; and Winkle’s hands, the hands of a man who had grown gray in the service of the country-town bank, were tremulous and uncertain as he counted out the money to the waiting cheque-holders. David made his way to the rear of the narrow lobby, to a door with a ground-glass panel bearing the word “President” in black lettering. He entered without knocking, but was careful to snap the catch of the lock to prevent a possible intrusion. A tall, thinly bearded man, prematurely white-haired, with a face that was almost effeminate in its skin texture and the fineness of its lines, and with the near-sighted eyes and round-shouldered stoop of a student and book lover, got rather uncertainly out of his chair at the old-fashioned desk. “David!” he exclaimed. “I knew you’d come, and I’m glad you are here. Was the train late?” “An hour or thereabouts. Didn’t you get my answer to your wire?”