The usurer's eyes brightened; but he answered, with all due deference, "The baron must be a better judge of that than I can be." "None of your bargains, however, Ehrenthal. I shall not enter into partnership with you again." Ehrenthal replied, shaking his head, "There are not, indeed, many such bargains to be made, which I could conscientiously recommend. The baron has five-and-forty thousand dollars' worth of promissory notes. Why do you keep them when they pay so small an interest? If you were, instead, to buy a good mortgage at five per cent, you would pay four per cent to the Joint-stock Company, and one per cent. would be your own; in other words, a yearly addition of four hundred and fifty dollars. But you might make a better thing of them than that. There are many safe mortgages which are offered to sale for ready money, at a great profit to the purchaser. You might, perhaps, for forty thousand dollars, or even less, get a mortgage that would bring you in five per cent. on forty-five thousand dollars." "I have thought of that," replied the baron; "but the security for such mortgages as these, which come into the hands of you brokers, is exceedingly poor, and I can not rely on it." Ehrenthal waived off this reproach, and said, in a tone of virtuous indignation against all dealers in insecure mortgages, "For my own part, I am very shy of mortgages altogether, and such as are in the market are not fit for the baron, of course. You must apply to a trustworthy man; your own lawyer, for instance, may be able to procure you a good mortgage." "Then you really know of none?" said the baron, secretly hoping that he did. "I know of none," was the positive reply; "but if you wish, I can inquire; there are always some to be had. Your lawyer can tell you what he would consider good security; only you would have to pay down the sum total in case you procured it from him, whereas, if you could get one from a commercial man, you might make a profit of some thousands." Now this profit was a most important point to the baron, and his mind was made up to realize it if possible. But he only said, "There is no hurry; should you hear of any thing desirable, you can let me know." "I will do all I can," was the cautious reply; "but it will be well that the baron should also make inquiries himself, for I am not accustomed to deal in mortgages." If this assertion were not strictly true, it was, at all events, politic, for the cool indifference of the tradesman increased the baron's confidence in him tenfold. The following day he went to town, and had a consultation with his lawyer, who strongly advised him to give up the idea of making any such profit as he contemplated, because such a mortgage would infallibly prove insecure. But this good advice only confirmed the baron in his intention of taking his own way in the matter.