CHAPTER I. IN WHICH PHIL HAS A TALK WITH HIS FATHER, AND REVIEWS HIS PAST HISTORY. 11 CHAPTER II. IN WHICH PHIL STARTS FOR CHICAGO, AND HEARS A FAMILIAR NAME. 22 CHAPTER III. IN WHICH PHIL MAKES THE ACQUAINTANCE OF MRS. WHIPPLETON. 33 CHAPTER IV. IN WHICH PHIL IS CHIVALROUS, BUT HAS HIS EYES OPENED. 44 CHAPTER V. IN WHICH PHIL TAKES A ROOM AT MRS. WHIPPLETON'S BOARDING-HOUSE. 56 CHAPTER VI. IN WHICH PHIL IS ENGAGED AS ENTRY CLERK FOR COLLINGSBY AND WHIPPLETON. 67 CHAPTER VII. IN WHICH PHIL TAKES HIS PLACE AT THE DESK, AND IS ENGAGED FOR A YEAR. 79 CHAPTER VIII. IN WHICH PHIL TAKES A SAIL ON THE LAKE WITH MR. WHIPPLETON. 90 CHAPTER IX. IN WHICH PHIL ATTEMPTS TO MAKE OUT A TRIAL BALANCE. 102 CHAPTER X. IN WHICH PHIL IS PERPLEXED ABOUT CERTAIN INVOICES. 113 CHAPTER XI. IN WHICH PHIL TAKES CHARGE OF MRS. WHIPPLETON'S EARTHLY TREASURE. 124 CHAPTER XII. IN WHICH PHIL VISITS THE HOUSE OF MR. COLLINGSBY, AND SEES MISS MARIAN. 135 CHAPTER XIII. IN WHICH PHIL LOOKS INTO THE OPERATIONS OF THE JUNIOR PARTNER. 146 CHAPTER XIV. IN WHICH PHIL MEETS WITH A SERIOUS CATASTROPHE. 158 CHAPTER XV. IN WHICH PHIL GOES TO WORK IN THE COOK-ROOM OF THE MARIAN. 170 CHAPTER XVI. IN WHICH PHIL PROMISES NOT TO DESERT MISS COLLINGSBY. 182 CHAPTER XVII. IN WHICH PHIL PUTS A CHECK ON THE OPERATIONS OF MR. BEN WATERFORD. 194 CHAPTER XVIII. IN WHICH PHIL PROTESTS WITH THE BOAT-HOOK, BUT IS PROTESTED. 205 CHAPTER XIX. IN WHICH PHIL PROFITS BY CIRCUMSTANCES, AND WEIGHS ANCHOR IN THE MARIAN. 218 CHAPTER XX. IN WHICH PHIL SAILS THE MARIAN ACROSS LAKE MICHIGAN. 229 CHAPTER XXI. IN WHICH PHIL ANSWERS SOME INQUIRIES ABOUT THE FAWN, AND OTHER MATTERS. 241 CHAPTER XXII. IN WHICH PHIL IS BEWILDERED, AND THE MARIAN SAILS FOR CHICAGO. 252 CHAPTER XXIII. IN WHICH PHIL, IN THE MARIAN, GETS THE WEATHER-GAGE OF THE FLORINA. 264 CHAPTER XXIV. IN WHICH PHIL GOES TO SLEEP, AND HIS SEVEREST CATASTROPHE COMES. 275 CHAPTER XXV. IN WHICH PHIL SUFFERS MUCH PAIN, AND MARIAN IS VERY RESOLUTE. 287