Olivia, who prided herself on being unusually practical, pointed out its numerous advantages with great satisfaction. The side entrance in Harbut Street, for instance, and the front room where patients would be interviewed, and which had a window in Galvaston Terrace. "It is so conspicuous, Marcus," she said, with legitimate pride in her voice. "No one can overlook it, it is worth paying a few pounds more rent, instead of being jammed in between two terrace houses. Harbut Street is ever so much nicer than Galvaston Terrace, and the houses are larger, and it is so convenient having those shops opposite." Olivia was disposed to see everything in _couleur de rose_, but to most people Galvaston Terrace would have appeared woefully dingy. Two or three of the houses had cards in the sitting-room windows, with "Desirable apartments for a single gentleman" affixed thereon, and at the farther end a French dressmaker eked out a slender income. The Terrace had by no means a prosperous look, a little fresh paint and cleaner blinds would have been improvements. Nevertheless, people lived out harmless lives there, and on the whole were tolerably contented with their lot. When Marcus Luttrell made that fatal mistake of marrying in haste and repenting at leisure, things had not looked so badly with him. He had bought his partnership and had a little money in hand, and Olivia had had sufficient for her modest trousseau. How could either of them have suspected that the partnership was a deceit and a fraud--that old Dr. Slade had let Marcus in for a rotten concern--that no paying patients would crowd the small dining-room--and that two years of professional profits would be represented in shillings? Now and then when he was tired and discouraged Dr. Luttrell would accuse himself of rashness and folly in no measured terms. "Your Aunt Madge is right, Olive," he would say, "we have been a couple of fools; but I was the biggest. What business had I to tempt Providence in this way? I do believe when a man is in love he loses his judgment; look at the life to which my selfishness has condemned you. You will be an old woman before your time, with the effort to make a sixpence go as far as a shilling! And there is Dot----" And here the young doctor sighed and frowned, but Olivia, who had plenty of spirit, refused to be depressed. "You took me from such a luxurious home, did you not, Marcus?" she would say, with a genial laugh. "A hard-working daily governess leads such an enjoyable life, and it was so exhilarating and refreshing to sit in one's lodgings of an evening, with no one to care if one were tired and dull. Yes, dear old boy, of course I was ever so much happier without you and Dot to worry me----" And, somehow, at these cheering words the harassed frown on Marcus's brow relaxed.