Joined with all this was a strong turn for speculations. When the mind has once become absorbed in earthly visions of wealth and prosperity, the excitement exercises such a fascination over the senses that the judgment loses balance. Bold assumptions are taken as certainties, and made the foundation of fresh fabrics--the very power of discerning between fact and possibility departs, and, in mere good-will, men, honest and honourable at heart, risk their own and their neighbours' property, and ruin their character and good name, by the very actions most foreign to to their nature, ere it had fallen under the strong delusion. Mr. Frost Dynevor had the misfortune to live in a country rich in mineral wealth, and to have a brother-in-law easily guided, and with more love of figures than power of investigating estimates on a large scale. Mines were set on foot, companies established, and buildings commenced, and the results were only to be paralleled by those of the chalybeate springs discovered by Mr. Dynevor at the little town of Northwold, which were pronounced by his favourite hanger-on to be destined 'literally to cut the throat of Bath and Cheltenham.' Some towns are said to have required the life of a child ere their foundations could be laid. Many a speculation has swallowed a life and fortune before its time for thriving has come. Mr. Frost Dynevor and Lord Ormersfield were the foremost victims to the Cheveleigh iron foundries and the Northwold baths. The close of the war brought a commercial crisis that their companies could not stand; and Mr. Dynevor's death spared him from the sight of the crash, which his talent and sagacity might possibly have averted. He had shown no misgivings, but, no sooner was he removed from the helm, than the vessel was found on the brink of destruction. Enormous sums had been sunk without tangible return, and the liabilities of the companies far surpassed anything that they had realized. Lord Ormersfield was stunned and helpless. Mrs. Dynevor had but one idea--namely, to sacrifice everything to clear her husband's name. Her sons were mere boys, and the only person who proved himself able to act or judge was the heir of Ormersfield, then about four-and-twenty, who came forward with sound judgment and upright dispassionate sense of justice to cope with the difficulties and clear away the involvements. He joined his father in mortgaging land, sacrificing timber, and reducing the establishment, so as to set the estate in the way of finally becoming free, though at the expense of rigid economy and self-denial.