"THERE is a good fortune for you," said Mr. Clapp; "the lady on the sofa; her property does not lie here, though. The real estate is mostly in Carolina and Philadelphia. Did you see the young gentleman who has just gone out on the piazza with your daughter--Mr. Hazlehurst? At the demise of the widow, it all goes to him; but in the mean time he has only two thousand a year--it will be full twenty, altogether, if well managed," said Mr. Clapp, running his fingers through the black locks which his wife thought so handsome. {"fortune" = short for a woman of fortune; an heiress} "Mrs. Stanley is the old lady's name, is it not? The young gentleman is her grandson, I conclude." "Not at all; only a nephew by marriage," replied the lawyer, pulling up his collar. "He may feel much obliged to Mr. Stanley for feathering his nest so well. But Hazlehurst is a very good fellow; I always liked him from the time he was a little shaver." "The testator had no children of his own to inherit, I suppose," remarked Mr. Taylor. "No sir; the only child of the first wife died just before his father--the lady in the other room had no family. Mr. Stanley had not a single near relation in the world; he bequeathed fifty thousand dollars to an Orphan Asylum, and left his widow a life-estate in one-half the remainder; which, at her death, goes in a lump, real estate and personals, to young Hazlehurst, who is the son of an old friend, and a nephew by marriage." {"personals" = personal property} "Some four hundred thousand dollars, I think you said; that would make a fine capital for a young man to open business with!" "But show me the young man who, with four hundred thousand to begin with, will not spend it instead of making more! No, sir; give me a man with small means and a sharp wit for his stock in trade, rather than a hundred thousand down; ten to one the first winds up the better man by a good round sum. I should not wonder at all to find myself a richer man than Harry Hazlehurst by the time I am fifty." "What splendid operations he might engage in, though!" "If he wanted to, he could not touch the money now; it is all in the widow's hands until he is five-and-twenty, excepting the allowance of two thousand a year which she gives him, now he is of age." After a little more conversation of the same nature--in which the Van Hornes and the Bernards came in for their share of the appraisal, Mr. Clapp concluded by the offer of an introduction. "Shall I introduce Mrs. Stanley to you? I am very well acquainted. I was raised in the same part of the country she came from. She is a very agreeable lady in conversation."